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541 Central Ave, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 541 Central Ave, Needham Heights, MA 02494 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 864 sqft · built 1949
Lot Size0.283 acres (12,327 sqft)
Owner2 Individual Names on File
Last Sale$580,000 (Mar 2017)
Tax Bill$9,903 (2025)
Deeds & MortgagesFeb 2025 Refinance
Sep 2020 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:1080000200000

Property Details

APN / Parcel Number

Primary APNM:1080000200000
Alternative APN
  • NEED M:108.0 B:0002 L:0000.0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories2 Stories
Building Area864 sqft Living Area
Gross Area1,440 sqft
1st Floor Area864 sqft
Basement Area768 sqft
Unfinished Basement368 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1999
Architectural StyleCape Cod
Exterior MaterialAluminum/Vinyl
Construction TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area12,327 sqft (0.283 acres)

Utilities, Heating & Cooling

Heating SystemSteam
Heating FuelOil

Location & Zoning

Street Address541 CENTRAL AVE
CityNEEDHAM HEIGHTS
StateMA
Zip02494-1427
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block2
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2014
Census Tract403502

Owner

Source: Norfolk County and Needham Town records · APN M:1080000200000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address541 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-1427
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2025Deed of Trust, Mortgage · Stand-Alone Refinance
US BANK NA
Sep 09, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
POLI MORTGAGE GROUP INC
Mar 15, 2017Quit Claim Deed, Transfer
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 15, 2017 · Amount on Record
Deed SaleMar 15, 2017 · Amount on Record
Prior SaleJun 17, 2016 · Amount on Record
Deed Book / Page34973 / 143
Record UpdatedSep 20, 2026

February 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address541 CENTRAL AVE, NEEDHAM, MA 02494-1427
Transaction TypeMortgage
Record UpdatedApr 02, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042265-534
DateFeb 25, 2025
Book Page42265/534
Instrument11350
Lender
NameUS BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueMar 01, 2055

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address541 CENTRAL AVE, NEEDHAM, MA 02494-1427
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38324-111
DateSep 09, 2020
Book Page38324/111
Instrument94225
Lender
NamePOLI MORTGAGE GROUP INC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionNEEDHAM MA
Recording DateMar 15, 2017
Property Address541 CENTRAL AVE, NEEDHAM, MA 02494-1427
Document Number34973-143
Book / Page34973 / 143
Instrument22348
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$61.20
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number349730146
DateMar 15, 2017
Instrument34973/0146
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
AmountAmount Recorded
Term360 Months
DueMar 15, 2047
Interest
Rate3.25%
Max Rate At Change40.1%
Max Rate2.75%

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,903.00 (+12.44%)$934,200 (+38.32%) Land $675,400 Building $258,800$987,620 (+5.01%)
2024$940,500
2023$8,807.00$675,400 Land $421,500 Building $253,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214035022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Nearby Flood Policies4 in force
4 of 4 on primary residences

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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