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554 Central Ave, Needham Heights, MA 02494 Property Records

Norfolk County and Needham Town property record for 554 Central Ave, Needham Heights, MA 02494 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,204 sqft · built 1954
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Last Sale$460,000 (Aug 2013)
Tax Bill$9,551 (2025)
Deeds & MortgagesMay 2025 Mortgage
Feb 2021 Refinance
+ 1 more
Flood ZoneZone X (minimal risk)
APNM:0970003000000

Property Details

APN / Parcel Number

Primary APNM:0970003000000
Alternative APN
  • NEED M:097.0 B:0030 L:0000.0

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Stories1 Story
Building Area1,204 sqft Living Area
1st Floor Area1,204 sqft
Basement Area1,204 sqft
Unfinished Basement456 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1999
Architectural StyleRanch
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialAsphalt
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil

Location & Zoning

Street Address554 CENTRAL AVE
CityNEEDHAM HEIGHTS
StateMA
Zip02494-1410
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block30
JurisdictionNEEDHAM MA
Township / Civil DivisionNEEDHAM
Census Block Group2
Census Block2022
Census Tract403502

Owner

Source: Norfolk County and Needham Town records · APN M:0970003000000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address554 CENTRAL AVE, NEEDHAM HEIGHTS, MA 02494-1410
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 19, 2025Deed of Trust, Mortgage · Second Mortgage (Down Payment)
QUINCY CREDIT UNION
Feb 08, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
FREEDOM MORTGAGE CORP
Mar 16, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 02, 2013 · Amount on Record
Deed SaleAug 02, 2013 · Amount on Record
Prior SaleAug 02, 2013 · Amount on Record
Deed Book / Page31620 / 584
Record UpdatedSep 20, 2026

May 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address554 CENTRAL AVE, NEEDHAM, MA 02494-1410
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number042404-313
DateMay 19, 2025
Book Page42404/313
Instrument30911
Lender
NameQUINCY CREDIT UNION
Agreement
TypeSecond Mortgage (Down Payment)
AmountAmount Recorded
Term181 Months
DueJun 01, 2040

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address554 CENTRAL AVE, NEEDHAM, MA 02494-1410
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number038976-169
DateFeb 08, 2021
Book Page38976/169
Instrument16518
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueMar 01, 2050

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionNEEDHAM MA
Property Address554 CENTRAL AVE, NEEDHAM, MA 02494-1410
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number37681-278
DateMar 16, 2020
Book Page37681/278
Instrument23800
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueApr 01, 2050

Tax Assessment & Valuation

Source: Norfolk County and Needham Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyNorfolk County
County SubdivisionNeedham Town
Unified School DistrictNeedham School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,551.00 (+17.15%)$901,000 (+44.11%) Land $673,200 Building $227,800$975,365 (+10.05%)
2024$886,255
2023$8,153.00$625,200 Land $410,700 Building $214,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Norfolk County (25021C), updated May 26, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250214035022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone A, within 100 ft
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 363 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
VerizonFiber2,300 / 2,300
XfinityCable2,000 / 2,000
Radiate HoldingsCable1,500 / 50
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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