Hillsdale County property record for 5637 Ridge Dr, Reading, MI 49274
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,152 sqft |
| Lot Size | 4.33 acres (188,725 sqft) |
| Owner | Individual Name on File |
| Last Sale | $110,000 (Sep 2006) |
| Tax Bill | $561 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-215-001-021 |
| Primary APN | 10-215-001-021 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,152 sqft Living Area |
| 1st Floor Area | 1,152 sqft |
| Basement Area | 1,152 sqft |
| Unfinished Basement | 1,152 sqft |
| Exterior Material | Wood Siding |
|---|---|
| Lot Area | 188,725 sqft (4.33 acres) |
| Lot Width | 106 ft Width |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 5637 RIDGE DR |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9820 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONING |
| Legal Description | LOT 21 LUDERMANS LORI-ETTE SEC 20 T7S R4W |
| Legal Range | 04W |
| Legal Township | 07S |
| Legal Section | 20 |
| Legal Subdivision | LUDERMANS LORI-ETTE |
| Legal Lot Number | 21 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 50400 |
5637 Ridge Dr is owned and occupied by an individual who acquired it in February 2008.
Source: Hillsdale County records, as of December 23, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | PO BOX 599, READING, MI 49274-0599 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 14, 2006 · Amount on File |
| Deed Sale | Sep 14, 2006 · Amount on File |
| Prior Sale | Apr 18, 2003 · Amount on File |
| Deed Book / Page | 1279 / 338 |
| Last Transfer Date | Feb 22, 2008 |
| Transfer Doc | 1344/0404 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Property Address | 5637 RIDGE DR, READING, MI 49274-9820 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 1768/332 |
|---|---|
| Date | Jul 28, 2020 |
| Book Page | 1768/332 |
| Name | FOREST AREA FCU |
|---|---|
| Type | Credit Union |
| Address | LAKE GEORGE, MI 48633 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2035 |
The 2025 property tax bill for 5637 Ridge Dr was $561 with a homeowner's exemption.
Source: Hillsdale County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $561.00 Homeowner's exemption | $73,400 | $146,702 Land $21,658 Building $125,044 |
| 2023 | $56,300 | $112,547 Land $21,658 Building $90,889 | |
| 2021 | $1,168.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5637 Ridge Dr in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2009–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5637 Ridge Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 91% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Mercury Fiber.
4G LTE (outdoors only), no 5G reported
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