Hillsdale County property record for 5648 Ridge Dr, Reading, MI 49274
| Property Type | Other |
|---|---|
| Owner | Individual Name on Record |
| Last Sale | $225,000 (Apr 2017) |
| Tax Bill | $709 (2021) |
| Deeds & Mortgages | Apr 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-215-001-007 |
| Primary APN | 10-215-001-007 |
|---|
| Street Address | 5648 RIDGE DR |
|---|---|
| City | READING |
| State | MI |
| Zip | 49274-9820 |
| Property Category | Other |
| Property Type | Other > Miscellaneous |
| Legal Description | LOT 7 LUDERMANS LORI-ETTE SEC 20 T7S R4W COMB ON 01/05/2023 WITH 10 215 001 006, 10 215 001 024 INTO 10 215 001 032; |
| Legal Subdivision | LUDERMANS LORI-ETTE |
| Legal Lot Number | 7 |
| Jurisdiction | HILLSDALE MI |
| Township / Civil Division | READING |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 50400 |
Source: Hillsdale County records, as of August 4, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5642 RIDGE DR, READING, MI 49274-9820 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 5, 2017 · Amount on Record |
| Deed Sale | Apr 5, 2017 · Amount on Record |
| Prior Sale | Apr 25, 2007 · Amount on Record |
| Deed Document Number | 0016520422 |
| Deed Book / Page | 1652 / 0422 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HILLSDALE MI |
| Recording Date | Apr 5, 2017 |
| Property Address | 5648 RIDGE DR, READING, MI 49274-9820 |
| Document Number | 01652/0422 |
| Book / Page | 1652 / 0422 |
| Map Reference | LB10 PG1-3 |
| Instrument Date | Apr 3, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 7, 2023 |
| Title Company | MIDSTATE TITLE AGENCY/STHRN, MIDSTATE TITLE AGENCY OF SE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6039 WHITE EAGLE W, SYLVANIA, OH 43560-9896 |
| Name | Verified Name |
|---|---|
| Address | 3316 DEEPWOOD DR, LAMBERTVILLE, MI 48144-9621 |
| Document Number | 0016520424 |
|---|---|
| Date | Apr 5, 2017 |
| Instrument | 1652/0424 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2047 |
Source: Hillsdale County assessment roll, as of March 1, 2023
| Type | Name |
|---|---|
| State | Michigan |
| County | Hillsdale County |
| County Subdivision | Reading Township |
| Unified School District | Reading Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $19,168 Land $19,168 | $38,335 Land $38,335 | |
| 2021 | $709.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 7 (2009–2026) |
| Most Recent Claim | Apr 2026 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 89% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Mercury Fiber.
4G LTE (outdoors only), no 5G reported
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