5624 Ridge Dr, Reading, MI 49274 Property Records

Hillsdale County property record for 5624 Ridge Dr, Reading, MI 49274

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.323 acres (14,069 sqft)
Owner	2 Individual Names on Record
Last Sale	$161,800 (Apr 2017)
Tax Bill	$144 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-215-001-003`

Property Details

APN / Parcel Number

Primary APN	`10-215-001-003`

Exterior

Lot Area	14,069 sqft (0.323 acres)
Lot Width	54 ft Width

Location & Zoning

Street Address	5624 RIDGE DR
City	READING
State	MI
Zip	49274-9820
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	ZONING
Legal Description	LOT 3 LUDERMANS LORI-ETTE SEC 20 T7S R4W
Legal Range	04W
Legal Township	07S
Legal Section	20
Legal Subdivision	LUDERMANS LORI-ETTE
Legal Lot Number	3
Jurisdiction	HILLSDALE MI
Township / Civil Division	READING
Census Block Group	3
Census Block	3026
Census Tract	50400

Owner

Source: Hillsdale County records, as of December 23, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5630 RIDGE DR, READING, MI 49274-9820
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Apr 7, 2017	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2017 · Amount on Record
Deed Sale	Apr 7, 2017 · Amount on Record
Prior Sale	Sep 28, 2012 · Amount on Record
Deed Book / Page	1652 / 775
Last Transfer Date	Jan 7, 2021
Transfer Doc	001783/656
Record Updated	Jun 8, 2026

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HILLSDALE MI
Recording Date	Jan 12, 2021
Property Address	5624 RIDGE DR, READING, MI 49274-9820
Document Number	001783/656
Book / Page	1783 / 656
Map Reference	LB 10 PG 1-3
Instrument Date	Jan 7, 2021
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MUTUAL TITLE AGENCY INC, MUTUAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5630 RIDGE DR, READING, MI 49274-9820

Mortgage

Document Number	0001783657
Date	Jan 12, 2021
Instrument	1783/657

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSDALE MI
Recording Date	Apr 7, 2017
Property Address	5624 RIDGE DR, READING, MI 49274-9820
Document Number	01652/0775
Book / Page	1652 / 0775
Map Reference	LB10 PG1-3
Instrument Date	Apr 6, 2017
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,393.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5630 RIDGE DR, 5630, READING, MI 49274-9820

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3160 LONGMEADOW DR, TRENTON, MI 48183-3448

Mortgage

Document Number	0016520778
Date	Apr 7, 2017
Instrument	1652/0778

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

Source: Hillsdale County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	Hillsdale County
County Subdivision	Reading Township
Unified School District	Reading Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$144.00 (-52%) Homeowner's exemption	$13,600 (-)	$27,215 (-) Land $27,215
2023		$13,600	$27,215 Land $27,215
2021	$300.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	7 (2009–2026)
Most Recent Claim	Apr 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Mercury Fiber.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Ridge Dr

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