56356 Elder Rd, Mishawaka, IN 46545 Property Records

St. Joseph County property record for 56356 Elder Rd, Mishawaka, IN 46545

Property Summary

Property Type	Recreational Vacant Land
Lot Size	0.118 acres (5,120 sqft)
Owner	Individual Name on Record
Last Sale	$208,400 (Nov 2021)
Tax Bill	$314 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Jun 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`71-09-11-280-001.000-031`

Property Details

APN / Parcel Number

Primary APN	`71-09-11-280-001.000-031`
Alternative APN	`01411073776`

Interior

Plumbing Fixtures	5 Plumbing Fixtures

Exterior

Lot Area	5,120 sqft (0.118 acres)
Lot Dimensions	128 ft deep x 40 ft wide

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	56356 ELDER RD
City	MISHAWAKA
State	IN
Zip	46545-7321
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Legal Description	LOT 16 POWER LIGHT 1ST
Legal Subdivision	POWER LIGHT 1ST
Legal Lot Number	16
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2031
Census Tract	11503

Owner

Source: St. Joseph County records, as of August 24, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	56356 ELDER RD, MISHAWAKA, IN 46545-7321
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 5, 2024	Deed of Trust, Mortgage HUD
Jun 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Dec 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROYAL UNITED MORTGAGE LLC
Nov 5, 2021	Warranty Deed, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 2021 · Amount on Record
Deed Sale	Nov 5, 2021 · Amount on Record
Deed Document Number	202139729
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	56356 ELDER RD, MISHAWAKA, IN 46545-7321
Transaction Type	Mortgage
Record Updated	Feb 28, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002402509
Date	Feb 5, 2024
Instrument	2402509

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	324 Months
Due	Nov 1, 2051

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	56356 ELDER RD, MISHAWAKA, IN 46545-7321
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001815232
Date	Jun 22, 2018
Instrument	1815232

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2038

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	56356 ELDER RD, MISHAWAKA, IN 46545-7321
Transaction Type	Mortgage
Record Updated	Feb 14, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001932316
Date	Dec 6, 2019
Instrument	1932316

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2049

Interest

Rate Type	Fixed Rate

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Nov 5, 2021
Property Address	56356 ELDER RD, MISHAWAKA, IN 46545-7321
Document Number	0002139729
Map Reference	PB 11 PG 195
Instrument Date	Oct 29, 2021
Instrument	2139729
Transaction Type	Transfer
Record Updated	Feb 14, 2023
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56356 ELDER RD, MISHAWAKA, IN 46545-7321

Mortgage

Document Number	0002139730
Date	Nov 5, 2021
Instrument	2139730

Lender

Name	HALLMARK HOME MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0002139731
Date	Nov 5, 2021
Instrument	2139731

Lender

Name	INDIANA HSG & COMMUNITY DEV
Type	Government Agency

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	108 Months
Due	Oct 29, 2030

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$314.00 (-9.77%)	$18,400 (-) Land $18,400	$18,400 (-) Land $18,400
2024	$348.00 (+0.87%)
2023	$345.00 (+1,05%)	$18,400 (-) Land $18,400	$18,400 (-) Land $18,400
2022	$30.00	$18,400 Land $18,400	$18,400 Land $18,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 78% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fourway, Mercury Fiber, Metronet.

Nearby Properties on Elder Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures