56322 Elder Rd, Mishawaka, IN 46545 Property Records

St. Joseph County property record for 56322 Elder Rd, Mishawaka, IN 46545

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,036 sqft · built 1952
Lot Size	0.118 acres (5,120 sqft)
Owner	Individual Name on Record
Last Sale	$175,186 (Dec 2025)
Tax Bill	$424 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Jan 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`71-09-11-276-012.000-031`

Property Details

APN / Parcel Number

Primary APN	`71-09-11-276-012.000-031`
Alternative APN	`01411063764`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,036 sqft Living Area
1st Floor Area	1,036 sqft

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1952
Construction Type	Frame
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	5,120 sqft (0.118 acres)
Lot Dimensions	128 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	56322 ELDER RD
City	MISHAWAKA
State	IN
Zip	46545-7322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 13 POWER LIGHT 1ST
Legal Subdivision	POWER LIGHT 1ST
Legal Lot Number	13
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2026
Census Tract	11503

Owner

Source: St. Joseph County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	56322 ELDER RD, MISHAWAKA, IN 46545-7322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 31, 2025	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jan 30, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 31, 2025 · Amount on Record
Deed Sale	Dec 31, 2025 · Amount on Record
Prior Sale	Jan 30, 2017
Deed Document Number	202533124
Record Updated	Oct 29, 2026

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Dec 31, 2025
Property Address	56322 ELDER RD, MISHAWAKA, IN 46545-7322
Document Number	0002533124
Map Reference	PB 11 PG 195
Instrument Date	Dec 24, 2025
Instrument	2533124
Transaction Type	Transfer
Record Updated	Jan 30, 2026
Title Company	METROPOLITAN TITLE CORPORATION, METROPOLITAN TITLE OF INDIAN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56322 ELDER RD, MISHAWAKA, IN 46545-7322

Mortgage

Document Number	0002533125
Date	Dec 31, 2025
Instrument	2533125

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2056

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH IN
Recording Date	Jan 30, 2017
Property Address	56322 ELDER RD, MISHAWAKA, IN 46545-7322
Document Number	0001702355
Instrument Date	Nov 23, 2016
Instrument	1702355
Transaction Type	Transfer
Record Updated	Jan 30, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56322 ELDER RD, MISHAWAKA, IN 46545-7322
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of March 11, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$424.00 (-37.56%)	$89,200 (+6.44%) Land $18,400 Building $70,800	$89,200 (+6.44%) Land $18,400 Building $70,800
2024	$679.00 (+55.38%)	$83,800 (-2.44%) Land $18,400 Building $65,400	$83,800 (-2.44%) Land $18,400 Building $65,400
2023	$437.00 (-18.62%)	$85,900 (-7.44%) Land $18,400 Building $67,500	$85,900 (-7.44%) Land $18,400 Building $67,500
2022	$537.00	$92,800 Land $18,400 Building $74,400	$92,800 Land $18,400 Building $74,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fourway, Mercury Fiber.

Nearby Properties on Elder Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures