56332 Elder Rd, Mishawaka, IN 46545 Property Records

St. Joseph County property record for 56332 Elder Rd, Mishawaka, IN 46545

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 616 sqft · built 1949
Lot Size	0.235 acres (10,240 sqft)
Owner	Individual Name on Record
Tax Bill	$640 (2024)
Deeds & Mortgages	Sep 2023 Line of Credit Dec 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`71-09-11-276-013.000-031`

Property Details

APN / Parcel Number

Primary APN	`71-09-11-276-013.000-031`
Alternative APN	`01411063768`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	616 sqft Living Area

Exterior

Year Built	Built 1949
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	10,240 sqft (0.235 acres)
Lot Dimensions	128 ft deep x 80 ft wide
Garage Type	Mixed
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	01411063768
Street Address	56332 ELDER RD
City	MISHAWAKA
State	IN
Zip	46545-7322
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS 14 & 15 POWER LIGHT 1ST SEC 11-37-3E 10/11 CONS W/3772 PER OWNERS REQ
Legal Range	03E
Legal Township	37
Legal Section	11
Legal Subdivision	POWER LIGHT 1ST ADD
Legal Lot Number	14-15 15
Jurisdiction	ST JOSEPH IN
Township / Civil Division	PENN
Census Block Group	2
Census Block	2026
Census Tract	11503

Owner

Source: St. Joseph County records, as of March 6, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	56332 ELDER RD, MISHAWAKA, IN 46545-7322
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2023	Deed of Trust, Mortgage · Line of Credit FIRST SOURCE BANK
Dec 13, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SOURCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 19, 2014
Deed Sale	May 19, 2014
Deed Document Number	0001411173
Record Updated	Jun 8, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	56332 ELDER RD, MISHAWAKA, IN 46545-7322
Transaction Type	Mortgage
Record Updated	Sep 27, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002320840
Date	Sep 5, 2023
Instrument	2320840

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Sep 17, 2040

Interest

Rate Type	Adjustable Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH IN
Property Address	56332 ELDER RD, MISHAWAKA, IN 46545-7322
Transaction Type	Mortgage
Record Updated	May 11, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001933175
Date	Dec 13, 2019
Instrument	1933175

Lender

Name	FIRST SOURCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	144 Months
Due	Dec 17, 2031

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	St. Joseph County
County Subdivision	Penn Township
Unified School District	Penn-Harris-Madison School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,400 (+1.59%) Land $36,700 Building $65,700	$102,400 (+1.59%) Land $36,700 Building $65,700
2024	$640.00 (-2.29%)
2023	$655.00 (+1.39%)	$100,800 (-0.1%) Land $36,700 Building $64,100	$100,800 (-0.1%) Land $36,700 Building $64,100
2022	$646.00	$100,900 Land $36,700 Building $64,200	$100,900 Land $36,700 Building $64,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MISHAWAKA UTILITIES serves 49,675 people · EPA ID IN5271009
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	7 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Fourway, Mercury Fiber.

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