56321 Puma Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 56321 Puma Dr, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,424 sqft · built 2003
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on Record
Last Sale	$148,500 (Nov 2002)
Tax Bill	$850 (2025)
Deeds & Mortgages	Dec 2025 Second Mortgage Nov 2023 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-338-153-00`

Property Details

APN / Parcel Number

Primary APN	`009-338-153-00`

Interior

Full Baths	2 Baths
Building Area	1,424 sqft Building Perimeter
1st Floor Area	1,424 sqft
Basement Area	1,424 sqft
Unfinished Basement	1,424 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	168 ft deep x 129 ft wide
Garage Area	576 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	56321 PUMA DR
City	THREE RIVERS
State	MI
Zip	49093-9125
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 153 TAMARAC NO 5 SEC 5 T6S R11W
Legal Range	11W
Legal Township	06S
Legal Section	05
Legal Subdivision	TAMARAC NO 5
Legal Lot Number	153
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2011
Census Tract	40100

Owner

Source: St. Joseph County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	56321 PUMA DR, THREE RIVERS, MI 49093-9125
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 15, 2025	Deed of Trust, Mortgage · Stand-Alone Second Mortgage OMNI COMMUNITY CU
Nov 16, 2023	Deed of Trust, Mortgage · Line of Credit OMNI COMMUNITY CU
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit OMNI COMMUNITY CU
Jun 23, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 22, 2002 · Amount on Record
Deed Sale	Nov 22, 2002 · Amount on Record
Prior Sale	Jul 24, 2002 · Amount on Record
Deed Book / Page	1101 / 957
Record Updated	Sep 20, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	56321 PUMA DR, THREE RIVERS, MI 49093-9125
Transaction Type	Mortgage
Record Updated	Dec 31, 2025
Title Company	CALHOUN TITLE AND ESCROW AGENCY, CALNOUN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56321 PUMA DR, THREE RIVERS, MI 49093-9125

Mortgage

Document Number	2025009815
Date	Dec 15, 2025
Instrument	2025009815

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49016

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	238 Months
Due	Oct 14, 2045

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	56321 PUMA DR, THREE RIVERS, MI 49093-9125
Transaction Type	Mortgage
Record Updated	Jan 30, 2024
Title Company	CALHOUN TITLE AND ESCROW AGENCY, CALHOUN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56321 PUMA DR, THREE RIVERS, MI 49093-9125

Mortgage

Document Number	2023008176
Date	Nov 16, 2023
Instrument	2023008176

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 15, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	56321 PUMA DR, THREE RIVERS, MI 49093-9125
Transaction Type	Mortgage
Record Updated	Nov 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	56321 PUMA DR, THREE RIVERS, MI 49093-9125

Mortgage

Document Number	2023007557
Date	Oct 24, 2023
Instrument	2023007557

Lender

Name	OMNI COMMUNITY CU
Type	Credit Union
Address	BATTLE CREEK, MI 49016

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	357 Months
Due	Jul 10, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	56321 PUMA DR, THREE RIVERS, MI 49093-9125
Transaction Type	Mortgage
Record Updated	Jul 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021006535
Date	Jun 23, 2021
Instrument	2021006535

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	254 Months
Due	Aug 1, 2042

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of August 11, 2025

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,400	$240,800
2025	$850.00 Homeowner's exemption

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOCKPORT TOWNSHIP serves 1,778 people · EPA ID MI0003943
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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