56248 Puma Dr, Three Rivers, MI 49093 Property Records

St. Joseph County property record for 56248 Puma Dr, Three Rivers, MI 49093

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 1999
Lot Size	0.59 acres (25,700 sqft)
Owner	2 Individual Names on File
Last Sale	$155,000 (Apr 2015)
Tax Bill	$2,955 (2025)
Deeds & Mortgages	May 2022 Second Mortgage Nov 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-338-226-00`

Property Details

APN / Parcel Number

Primary APN	`009-338-226-00`

Interior

Full Baths	2 Baths
Building Area	1,680 sqft Building Perimeter
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Lot Area	25,700 sqft (0.59 acres)
Lot Dimensions	188 ft deep x 137 ft wide
Garage Area	660 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	56248 PUMA DR
City	THREE RIVERS
State	MI
Zip	49093-9121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 226 TAMARAC NO 5. SEC 5 T6S R11W.
Legal Range	11W
Legal Township	06S
Legal Section	05
Legal Subdivision	TAMARAC NO 5
Legal Lot Number	226
Jurisdiction	ST JOSEPH MI
Township / Civil Division	LOCKPORT
Census Block Group	2
Census Block	2007
Census Tract	40100

Owner

56248 Puma Dr is owned and occupied by two individuals who acquired it in October 2021.

Source: St. Joseph County records, as of July 24, 2026

Owner of Record	2 Individual Names on File
Mailing Address	56248 PUMA DR, THREE RIVERS, MI 49093-9121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 12, 2022	Deed of Trust, Mortgage · Stand-Alone Second Mortgage ARBOR FINANCIAL CU
Nov 12, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage ARBOR FINANCIAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2015 · Amount on File
Deed Sale	Apr 24, 2015 · Amount on File
Prior Sale	Jul 3, 2013 · Amount on File
Deed Book / Page	1781 / 406
Last Transfer Date	Oct 28, 2021
Transfer Doc	2021011485
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST JOSEPH MI
Property Address	56248 PUMA DR, THREE RIVERS, MI 49093-9121
Transaction Type	Mortgage
Record Updated	May 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2022004536
Date	May 12, 2022
Instrument	2022004536

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	121 Months
Due	Jun 1, 2032

November 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Nov 12, 2021
Property Address	56248 PUMA DR, THREE RIVERS, MI 49093-9121
Document Number	2021011485
Map Reference	LB 6 PG 51&52
Instrument Date	Oct 28, 2021
Instrument	2021011485
Transaction Type	Transfer
Record Updated	Nov 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	56248 PUMA DR, 56248, THREE RIVERS, MI 49093-9121

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	66248 PUMA DR, THREE RIVERS, MI 49093

Mortgage

Date	Nov 12, 2021

Lender

Name	ARBOR FINANCIAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 56248 Puma Dr was $2,955 with a homeowner's exemption.

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
County Subdivision	Lockport Township
Unified School District	Three Rivers Community Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$142,100 (+2.45%) Land $12,300 Building $129,800	$284,200 (+2.45%) Land $24,600 Building $259,600
2025	$2,955.00 Homeowner's exemption	$138,700 Land $11,500 Building $127,200	$277,400 Land $23,000 Building $254,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 56248 Puma Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 56248 Puma Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 95% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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