5632 Kirkland Dr, Frederick, MD 21703 Property Records

Frederick County property record for 5632 Kirkland Dr, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,526 sqft · built 1993
Lot Size0.205 acres (8,907 sqft)
OwnerIndividual Name on File
Tax Bill$5,491 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Oct 2021 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN23-452529

Property Details

APN / Parcel Number

Primary APN23-452529
Alternative APN
  • 452529

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,526 sqft Living Area
Gross Area2,926 sqft
1st Floor Area1,414 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area8,907 sqft (0.205 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area72 sqft
Deck Area260 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number452529
Street Address5632 KIRKLAND DR
CityFREDERICK
StateMD
Zip21703-8653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 107 SECTION 2 8907 SQ. FT. HANNOVER
Legal SubdivisionHANNOVER
Legal Lot Number107
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group2
Census Block2009
Census Tract751004

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address5632 KIRKLAND DR, FREDERICK, MD 21703-8653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 28, 2024Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Oct 28, 2021Deed of Trust, Mortgage · Conventional Mortgage
ROCKET MORTGAGE LLC
May 8, 2017Deed of Trust, Mortgage · Commercial Mortgage
PNC BANK NA
Mar 30, 2017Deed of Trust, Mortgage · Conventional Mortgage
PNC MORTGAGE LLC
Jun 25, 2020Deed of Trust, Mortgage · Line of Credit
PNC BANK NA
Apr 19, 2017Deed of Trust, Mortgage · Line of Credit
PNC BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 18, 2001
Deed SaleJun 18, 2001
Prior SaleJun 10, 1993 · Amount on File
Deed Document Number20013861
Deed Book / Page2894 / 911
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5632 KIRKLAND DR, FREDERICK, MD 21703-8653
Transaction TypeMortgage
Record UpdatedMar 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address5632 KIRKLAND DR, FREDERICK, MD 21703-8653

Mortgage

Document Number0167760264
DateFeb 28, 2024
Book Page16776/264
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term481 Months
DueMar 6, 2064
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5632 KIRKLAND DR, FREDERICK, MD 21703-8653
Transaction TypeMortgage
Record UpdatedNov 9, 2021
Title CompanyAMROCK INC, AMROCK LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0154370378
DateOct 28, 2021
Book Page15437/378
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term179 Months
DueSep 1, 2036

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5632 KIRKLAND DR, FREDERICK, MD 21703-8653
Transaction TypeMortgage
Record UpdatedFeb 7, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0118040178
DateMay 8, 2017
Book Page11804/0178
Instrument11804-0178
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Term479 Months
DueApr 19, 2057
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

March 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5632 KIRKLAND DR, FREDERICK, MD 21703-8653
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0117420299
DateMar 30, 2017
Book Page11742/0299
Instrument11742-0299
Lender
NamePNC MORTGAGE LLC
TypeLending Institution
AddressMIAMISBURG, OH 45342
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueApr 1, 2032

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5632 KIRKLAND DR, FREDERICK, MD 21703-8653
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0138450492
DateJun 25, 2020
Book Page13845/492
Lender
NamePNC BANK NA
TypeBank
AddressPITTSBURGH, PA 15222
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5632 KIRKLAND DR, FREDERICK, MD 21703-8653
Document Number0118040177
Instrument DateApr 19, 2017
Transaction TypeMortgage
Record UpdatedAug 23, 2018
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5632 KIRKLAND DR FREDERICK MD 217038653, FREDERICK, MD 21703-8653

Mortgage

Document Number0118040177
DateMay 8, 2017
Book Page011804/000177
Lender
NamePNC BK
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount on Record
Term480 Months
DueMay 7, 2057
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$480,500 (+31.46%) Land $147,800 Building $332,700$480,500 (+31.46%) Land $147,800 Building $332,700
2025$5,491.00 (+25.62%)
2023$4,371.00$365,500 Land $102,800 Building $262,700$365,500 Land $102,800 Building $262,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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