5628 Kirkland Dr, Frederick, MD 21703 Property Records

Frederick County property record for 5628 Kirkland Dr, Frederick, MD 21703

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 3,060 sqft · built 1993
Lot Size	0.169 acres (7,373 sqft)
Owner	2 Individual Names on Record
Last Sale	$500,000 (Jun 2006)
Tax Bill	$5,284 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-452545`

Property Details

APN / Parcel Number

Primary APN	`23-452545`
Alternative APN	`452545`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,060 sqft Living Area
Gross Area	3,460 sqft
1st Floor Area	1,524 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	7,373 sqft (0.169 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	452545
Street Address	5628 KIRKLAND DR
City	FREDERICK
State	MD
Zip	21703-8653
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 105 SECTION 2 7373 SQ. FT. HANNOVER
Legal Subdivision	HANNOVER
Legal Lot Number	105
Jurisdiction	FREDERICK MD
Township / Civil Division	23, BALLENGER
Census Block Group	2
Census Block	2009
Census Tract	751004

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5628 KIRKLAND DR, FREDERICK, MD 21703-8653
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2006 · Amount on Record
Deed Sale	Jun 2, 2006 · Amount on Record
Prior Sale	Feb 13, 2006 · Amount on Record
Deed Document Number	200663805
Deed Book / Page	6047 / 613
Last Transfer Date	Aug 25, 2007
Transfer Doc	0068640727
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	5628 KIRKLAND DR, FREDERICK, MD 21703-8653
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5628 KIRKLAND DR, FREDERICK, MD 21703-8653

Mortgage

Document Number	0159860065
Date	Jun 16, 2022
Book Page	15986/65

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	355 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$503,000 (+8.69%) Land $144,700 Building $358,300	$503,000 (-) Land $144,700 Building $358,300
2025	$5,284.00 (+6.32%) Homeowner's exemption	$462,767 (+21.05%)	$503,000 (+31.57%) Land $144,700 Building $358,300
2024	$4,970.00 (+8.8%)
2023	$4,568.00 Homeowner's exemption	$382,300 Land $99,700 Building $282,600	$382,300 Land $99,700 Building $282,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NEW DESIGN - FREDERICK COUNTY serves 74,911 people · EPA ID MD0100030
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	3 ppb (2019) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 285 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20