5631 Kirkland Dr, Frederick, MD 21703 Property Records

Frederick County property record for 5631 Kirkland Dr, Frederick, MD 21703

Property Summary

Property TypeSingle Family Home
Details3 ba · 3,124 sqft · built 1993
Lot Size0.169 acres (7,373 sqft)
OwnerIndividual Name on Record
Last Sale$400,000 (Apr 2018)
Tax Bill$5,492 (2025)
Deeds & MortgagesDec 2021 Second Mortgage
Mar 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN23-452626

Property Details

APN / Parcel Number

Primary APN23-452626
Alternative APN
  • 452626

Interior

Full Baths3 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area3,124 sqft Living Area
Gross Area3,524 sqft
1st Floor Area1,520 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area7,373 sqft (0.169 acres)
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area165 sqft
Deck Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number452626
Street Address5631 KIRKLAND DR
CityFREDERICK
StateMD
Zip21703-8653
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 99 SECTION 2 7373 SQ. FT. HANNOVER
Legal SubdivisionHANOVER 1 SEC 2
Legal Lot Number99
JurisdictionFREDERICK MD
Township / Civil Division23, BALLENGER
Census Block Group2
Census Block2016
Census Tract751004

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5631 KIRKLAND DR, FREDERICK, MD 21703-8653
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 7, 2021Deed of Trust, Mortgage · Stand-Alone Second Mortgage
SPRING EQ LLC
Mar 25, 2021Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Apr 4, 2018Deed, Transfer · ARM
PENTAGON FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 4, 2018 · Amount on Record
Deed SaleApr 4, 2018 · Amount on Record
Prior SaleOct 20, 2005 · Amount on Record
Deed Book / Page12347 / 265
Record UpdatedOct 29, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5631 KIRKLAND DR, FREDERICK, MD 21703-8653
Transaction TypeMortgage
Record UpdatedOct 26, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0155430326
DateDec 7, 2021
Book Page15543/326
Lender
NameSPRING EQ LLC
TypeMortgage Company
AddressPHILADELPHIA, PA 19104
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term357 Months
DueSep 1, 2051

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFREDERICK MD
Property Address5631 KIRKLAND DR, FREDERICK, MD 21703-8653
Transaction TypeMortgage
Record UpdatedOct 26, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0146980300
DateMar 25, 2021
Book Page14698/300
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2051

April 2018: Deed, Transfer

Document TypeDeed
JurisdictionFREDERICK MD
Recording DateApr 4, 2018
Property Address5631 KIRKLAND DR, FREDERICK, MD 21703-8653
Document Number0123470265
Book / Page12347 / 0265
Map ReferenceMB50 PG112
Instrument DateJan 31, 2018
Transaction TypeTransfer
Record UpdatedMay 2, 2022
Title CompanyVROADVIEW TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,000.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address5631 KIRKLAND DR, FREDERICK, MD 21703-8653

Mortgage

Document Number0012347273
DateApr 4, 2018
Instrument12347/273
Lender
NamePENTAGON FCU
TypeCredit Union
Agreement
TypeARM
AmountAmount Recorded
Term358 Months
DueFeb 1, 2048
Interest
Rate TypeAdjustable Rate
Rate3.87%
Type Change DateFeb 1, 2033
Change FrequencyAnnually
Index10-Year TN
Margin2
Max Rate9.87%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyFrederick County
Unified School DistrictFrederick County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$538,200 (+31.3%) Land $144,700 Building $393,500$538,200 (+31.3%) Land $144,700 Building $393,500
2025$5,492.00 (+15.69%)
2023$4,747.00 Homeowner's exemption$409,900 Land $99,700 Building $310,200$409,900 Land $99,700 Building $310,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNEW DESIGN - FREDERICK COUNTY
serves 74,911 people · EPA ID MD0100030
Water SourceSurface water
Last State InspectionJan 2025
Lead3 ppb (2019)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 401 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 2,000
Verizon
Fixed Wireless
300 / 20

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