Monroe County property record for 5607 Winding Path Ln, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4 ba · 1,464 sqft · built 2000 |
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $340,000 (Jul 2023) |
| Tax Bill | $6,293 (2024) |
| Deeds & Mortgages | Jul 2023 Construction Loan Jun 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-10-381-045-000 |
| Primary APN | 11-10-381-045-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 4 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,464 sqft Building Perimeter |
| 1st Floor Area | 1,404 sqft |
| Upper Floors Area | 60 sqft |
| Basement Area | 1,464 sqft |
| Unfinished Basement | 1,464 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Construction Type | Frame |
| Lot Area | 109,336 sqft (2.51 acres) |
| Garage Area | 534 sqft |
| Driveway | Asphalt Driveway |
| Driveway Area | 400 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 300 sqft |
| Deck Area | 65 sqft |
| Patio Area | 395 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 5607 WINDING PATH LN |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3551 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 45 DELMER MEADOWS AMENDED PLAT OF PHASE 1 |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 10 |
| Legal Subdivision | DELMER MEADOWS |
| Legal Lot Number | 45 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 8 |
| Census Block Group | 2 |
| Census Block | 2039 |
| Census Tract | 600501 |
Source: Monroe County records · APN 11-10-381-045-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 701 PAULA DR, WATERLOO, IL 62298-1826 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jul 07, 2023 | Warranty Deed, Construction Loan · Construction Mortgage FIRST NATIONAL BANK WATERLOO |
| Jun 26, 2018 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 07, 2023 · Amount on Record |
| Deed Sale | Jul 07, 2023 · Amount on Record |
| Deed Document Number | 2023429722 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Jul 07, 2023 |
| Property Address | 5607 WINDING PATH LN, WATERLOO, IL 62298-3551 |
| Document Number | 0000429722 |
| Map Reference | DOC 210952 |
| Instrument Date | Jun 27, 2023 |
| Instrument | 429722 |
| Transaction Type | Construction Loan |
| Record Updated | Aug 02, 2023 |
| Title Company | TOWN AND COUNTRY TITLE, TOWN & COUNTRY TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1121 SYCAMORE PL, O FALLON, IL 62269-3726 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5607 WINDING PATH LN, WATERLOO, IL 62298-3551 |
| Document Number | 0000429723 |
|---|---|
| Date | Jul 07, 2023 |
| Instrument | 429723 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 5607 WINDING PATH LN, WATERLOO, IL 62298-3551 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000396598 |
|---|---|
| Date | Jun 26, 2018 |
| Instrument | 396598 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $108,960 (+26.21%) Land $12,030 Building $96,930 | $326,880 (+26.21%) Land $36,090 Building $290,790 | |
| 2024 | $6,293.00 | ||
| 2022 | Additional exemption filed | $86,330 (-0.05%) Land $12,030 Building $74,300 | $258,990 (-0.05%) Land $36,090 Building $222,900 |
| 2021 | Additional exemption filed | $86,370 Land $12,030 Building $74,340 | $259,110 Land $36,090 Building $223,020 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 2 in force |
| Wildfire Risk | Low above 20% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 38 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| HTC Holding | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Verizon, AT&T. Availability varies by address; speeds are provider-advertised maximums, not measured.
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