5622 Rutgers Rd, La Jolla, CA 92037 Property Records

San Diego County property record for 5622 Rutgers Rd, La Jolla, CA 92037

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,338 sqft · built 2010
OwnerCompany Name on File
Last Sale$1,280,000 (Jul 2012)
Tax Bill$28,185 (2025)
Deeds & MortgagesApr 2018 Mortgage
Oct 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN358-232-17-00

Property Details

APN / Parcel Number

Primary APN358-232-17-00
Alternative APN
  • 3582320600

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories1 Story
Building Area3,338 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeFrame
Roof MaterialWood Shingle
View / LotOcean
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Old Parcel Number3582320600
Street Address5622 RUTGERS RD
CityLA JOLLA
StateCA
Zip92037-7826
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-4
Legal DescriptionPAR 3 TR PM21715
Legal SubdivisionLA JOLLA PALISADES
Legal Block3
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3007
Census Tract8310

Owner

5622 Rutgers Rd is owned by a company that acquired it in June 2020 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner of RecordCompany Name on File
Mailing Address5622 RUTGERS RD, LA JOLLA, CA 92037-7826
OccupancyOwner Occupied
Owner TypeCompany
VestingBorrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 17, 2018Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
ALLY BANK
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jun 29, 2020Quit Claim Deed, Transfer
NOT AVAILABLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2012 · Amount on File
Deed SaleJul 2, 2012 · Amount on File
Prior SaleApr 29, 2011 · Amount on File
Deed Document Number2012384266
Last Transfer DateJun 26, 2020
Transfer Doc0000340415
Record UpdatedOct 29, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5622 RUTGERS RD, LA JOLLA, CA 92037-7826
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTITLE CONNECT INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000151279
DateApr 17, 2018
Instrument2018-0151279
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2048

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5622 RUTGERS RD, LA JOLLA, CA 92037-7826
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000467616
DateOct 17, 2019
Instrument2019-0467616
Lender
NameALLY BANK
TypeBank
AddressCHARLOTTE, NC 28202
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2049

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5622 RUTGERS RD, LA JOLLA, CA 92037-7826
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyAMROCK TITLE CALIFORNIA INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address1111 POLARIS PKWY, COLUMBUS, OH 43240-2031

Mortgage

Document Number0000035758
DateJan 19, 2021
Instrument2021-0035758
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueDec 1, 2050

June 2020: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateJun 29, 2020
Property Address5622 RUTGERS RD, LA JOLLA, CA 92037-7826
Document Number0000340415
Instrument DateJun 26, 2020
Instrument340415
Transaction TypeTransfer
Record UpdatedJul 15, 2020
Title CompanyNOT AVAILABLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address5622 RUTGERS RD LA JOLLA CA 920377826, LA JOLLA, CA 92037-7826

Tax Assessment & Valuation

The 2025 property tax bill for 5622 Rutgers Rd was $28,185 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,259,282 (+2%) Land $1,040,334 Building $1,218,948
2025$28,185.00 Homeowner's exemption$2,214,984 Land $1,019,936 Building $1,195,048
2023$26,029.00 (+2.74%) Homeowner's exemption$2,128,976 Land $980,332 Building $1,148,644
2022$25,335.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5622 Rutgers Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (1978–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5622 Rutgers Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of California
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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