5595 Rutgers Rd, La Jolla, CA 92037 Property Records

San Diego County property record for 5595 Rutgers Rd, La Jolla, CA 92037

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,667 sqft · built 1985
Lot Size0.232 acres (10,100 sqft)
Owner2 Individual Names on File
Last Sale$909,500 (Jul 2002)
Tax Bill$18,683 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN358-233-02-00

Property Details

APN / Parcel Number

Primary APN358-233-02-00

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,667 sqft Living Area

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Lot Area10,100 sqft (0.232 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address5595 RUTGERS RD
CityLA JOLLA
StateCA
Zip92037-7824
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-1-4
Legal DescriptionLOT 22 TR 003966
Legal SubdivisionLA JOLLA PALISADES
Legal Tract003966
Legal Block3
Legal Lot Number22
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3000
Census Tract8310

Owner

5595 Rutgers Rd is owned and occupied by two individuals who bought it in July 2002.

Source: San Diego County records, as of July 28, 2026

Owner of Record2 Individual Names on File
Mailing Address5595 RUTGERS RD, LA JOLLA, CA 92037-7824
OccupancyOwner Occupied
Owner TypeIndividual
VestingCommunity Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 2, 2002 · Amount on File
Deed SaleJul 2, 2002 · Amount on File
Prior SaleOct 26, 1999 · Amount on File
Deed Document Number2002559371
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address5595 RUTGERS RD, LA JOLLA, CA 92037-7824
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCORINTHIAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address5595 RUTGERS RD, LA JOLLA, CA 92037-7824

Mortgage

Document Number0000649163
DateOct 22, 2020
Instrument2020-0649163
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 5595 Rutgers Rd was $18,683 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySan Diego City
Unified School DistrictSan Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,484,653 (+2%) Land $1,034,106 Building $450,547
2025$18,683.00 Homeowner's exemption$1,455,543 Land $1,013,830 Building $441,713
2023$17,087.00 (+2.74%) Homeowner's exemption$1,399,023 Land $974,462 Building $424,561
2022$16,631.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5595 Rutgers Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies11 in force
Nearby Flood Claims2 (1978–1998)
Claims Outside the SFHA1 of 2
Most Recent ClaimFeb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 5595 Rutgers Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN DIEGO
serves 1,408,937 people · EPA ID CA3710020
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 771 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: T-Mobile, Verizon.

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