5635 Rutgers Rd, La Jolla, CA 92037 Property Records

San Diego County property record for 5635 Rutgers Rd, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,834 sqft · built 1961
Lot Size	0.57 acres (24,829 sqft)
Owner	Company Name on File
Last Sale	$430,000 (May 1988)
Tax Bill	$12,636 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Jan 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`358-233-11-00`

Property Details

APN / Parcel Number

Primary APN	`358-233-11-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,834 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Lot Area	24,829 sqft (0.57 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	5635 RUTGERS RD
City	LA JOLLA
State	CA
Zip	92037-7827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-4
Legal Description	LOT 17 0.57 AC M/L IN LOT 16&IN TR 003966
Legal Subdivision	LA JOLLA PALISADES
Legal Tract	003966
Legal Block	3
Legal Lot Number	17,16
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3000
Census Tract	8310

Owner

5635 Rutgers Rd is owned by a company that acquired it in November 1996 and is owner-occupied.

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	5635 RUTGERS RD, LA JOLLA, CA 92037-7827
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Jan 8, 2021	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Dec 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BK
Jun 17, 2020	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 1988 · Amount on File
Deed Sale	May 13, 1988 · Amount on File
Deed Document Number	1988225677
Last Transfer Date	Nov 22, 1996
Transfer Doc	0000597166
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5635 RUTGERS RD, LA JOLLA, CA 92037-7827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 RAYMOND ST, OJAI, CA 93023-1816

Mortgage

Document Number	0000801185
Date	Dec 14, 2020
Instrument	2020-0801185

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 8, 2021
Property Address	5635 RUTGERS RD, LA JOLLA, CA 92037-7827
Document Number	0000013713
Instrument Date	Dec 16, 2020
Instrument	13713
Transaction Type	Transfer
Record Updated	Jan 18, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5635 RUTGERS RD LA JOLLA CA 920377827, LA JOLLA, CA 92037-7827

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	5635 RUTGERS RD, LA JOLLA, CA 92037-7827
Document Number	0000013714
Instrument Date	Dec 7, 2020
Transaction Type	Mortgage
Record Updated	Jan 18, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	5635 RUTGERS RD LA JOLLA CA 920377827, LA JOLLA, CA 92037-7827

Mortgage

Document Number	0000013714
Date	Jan 8, 2021
Instrument	13714

Lender

Name	FIRST REPUBLIC BK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 7, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.85%

June 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 17, 2020
Property Address	5635 RUTGERS RD, LA JOLLA, CA 92037-7827
Document Number	0000314260
Instrument Date	Jun 8, 2020
Instrument	314260
Transaction Type	Transfer
Record Updated	Jun 25, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	5635 RUTGERS RD LA JOLLA CA 920377827, LA JOLLA, CA 92037-7827

Tax Assessment & Valuation

The 2025 property tax bill for 5635 Rutgers Rd was $12,636 with a homeowner's exemption.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$991,701 (+2%) Land $431,661 Building $560,040
2025	$12,636.00 Homeowner's exemption	$972,257 Land $423,198 Building $549,059
2023	$11,396.00 (+2.75%) Homeowner's exemption	$934,505 Land $406,765 Building $527,740
2022	$11,091.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 5635 Rutgers Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	11 in force
Nearby Flood Claims	2 (1978–1998)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5635 Rutgers Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 719 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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