Giles County property record for 562 Hurd Rd, Prospect, TN 38477
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,172 sqft · built 1973 |
| Lot Size | 7.57 acres (329,749 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $160,000 (Dec 2018) |
| Tax Bill | $1,493 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage Sep 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 028135 06206 |
| Primary APN | 028135 06206 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,172 sqft Living Area |
| 1st Floor Area | 2,172 sqft |
| Basement Area | 672 sqft |
| Finished Basement | 672 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1988 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 329,749 sqft (7.57 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 287 sqft |
| Deck Area | 384 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 562 HURD RD |
|---|---|
| City | PROSPECT |
| State | TN |
| Zip | 38477-6812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 21, COUNTY AREA: R01 |
| Jurisdiction | GILES TN |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1023 |
| Census Tract | 920700 |
Source: Giles County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 562 HURD RD, PROSPECT, TN 38477-6812 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Sep 6, 2017 | Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC |
| Dec 11, 2018 | Warranty Deed, Transfer · FHA Mortgage GUARANTY TR |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 11, 2018 · Amount on Record |
| Deed Sale | Dec 11, 2018 · Amount on Record |
| Prior Sale | Dec 16, 2009 · Amount on Record |
| Deed Document Number | 2018119692 |
| Deed Book / Page | 378 / 781 |
| Prior Transfer Date | Apr 19, 2013 |
| Prior Transfer Doc | 0000094472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILES TN |
| Property Address | 562 HURD RD, PROSPECT, TN 38477-6812 |
| Transaction Type | Mortgage |
| Record Updated | Dec 30, 2021 |
| Title Company | IDEAL TITLE LLC |
| Name | Verified Name |
|---|
| Document Number | 0000135806 |
|---|---|
| Date | Dec 13, 2021 |
| Book Page | DT625/797 |
| Instrument | 21135806 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GILES TN |
| Property Address | 562 HURD RD, PROSPECT, TN 38477-6812 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | XPRESS TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000113623 |
|---|---|
| Date | Sep 6, 2017 |
| Book Page | DT558/866 |
| Instrument | 17113623 |
| Name | CARRINGTON MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | ANAHEIM, CA 92806 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Jul 1, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GILES TN |
| Recording Date | Dec 11, 2018 |
| Property Address | 562 HURD RD, PROSPECT, TN 38477-6812 |
| Document Number | 0000119692 |
| Book / Page | 000378 / 000781 |
| Instrument Date | Dec 10, 2018 |
| Instrument | 119692 |
| Transaction Type | Transfer |
| Record Updated | Dec 20, 2018 |
| Title Company | GILES TITLE AND ESCROW SERVICES LLC, GILES TITLE & ESCROW SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $592.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 562 HURD RD PROSPECT TN 384776812, PROSPECT, TN 38477-6812 |
| Document Number | 119693 |
|---|---|
| Date | Dec 11, 2018 |
| Book Page | 000575/000426 |
| Instrument | 119693 |
| Name | GUARANTY TR |
|---|---|
| Address | MURFREESBORO, TN 37129 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 10, 2048 |
Source: Giles County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Giles County |
| Unified School District | Giles County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,493.00 (+16.1%) | $64,750 (-) Land $17,875 Building $46,875 | |
| 2024 | $1,286.00 | $64,750 (-) Land $17,875 Building $46,875 | |
| 2023 | $1,286.00 | $64,750 (-) Land $17,875 Building $46,875 | |
| 2022 | $1,286.00 | $64,750 Land $17,875 Building $46,875 | $259,000 Land $71,500 Building $187,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 4 (2004–2020) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Jan 2020 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 25 / 3 |
| AT&T Fixed Wireless | 25 / 3 |
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