615 Hurd Rd, Prospect, TN 38477 Property Records

Giles County property record for 615 Hurd Rd, Prospect, TN 38477

Property Summary

Property TypeRural Home
Details6 ba · 4,207 sqft · built 2007
Lot Size21.6 acres (940,896 sqft)
OwnerIndividual Name on Record
Last Sale$1,800,000 (Jul 2023)
Tax Bill$3,863 (2025)
Deeds & MortgagesJul 2023 Sale & Mortgage
Mar 2021 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN028135 06203

Property Details

APN / Parcel Number

Primary APN028135 06203
Alternative APN
  • 135 06203

Interior

Full Baths6 Baths
Plumbing Fixtures17 Plumbing Fixtures
Stories1 Story
Building Area4,207 sqft Living Area
1st Floor Area4,207 sqft
Interior WallsWallboard/Drywall
Fireplaces2 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area940,896 sqft (21.6 acres)
TerrainRolling
Garage TypeMixed
Garage Area1,140 sqft
Parking Spaces8 Parking Spaces
PorchOpen Porch
Porch Area109 sqft
Patio Area576 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address615 HURD RD
CityPROSPECT
StateTN
Zip38477-6813
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDISTRICT: 21, COUNTY AREA: R01
Legal SubdivisionTHOMAS A CAMPBELL 02 SURV
JurisdictionGILES TN
Township / Civil Division1
Census Block Group1
Census Block1022
Census Tract920700

Owner

Source: Giles County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address615 HURD RD, PROSPECT, TN 38477-6813
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 28, 2023Warranty Deed, Transfer
FARM CREDIT MID AMERICA FLCA
Mar 15, 2021Deed of Trust, Mortgage · Line of Credit
BANK OF FRANKEWING
Jan 8, 2021Deed of Trust, Mortgage
BANK OF FRANKEWING
Feb 19, 2019Warranty Deed, Transfer · Construction Mortgage
BANK OF FRANKEWING

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 28, 2023 · Amount on Record
Deed SaleJul 28, 2023 · Amount on Record
Prior SaleFeb 19, 2019 · Amount on Record
Deed Document Number23144617
Deed Book / PageD402 / 460
Record UpdatedJun 8, 2026

July 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILES TN
Recording DateJul 28, 2023
Property Address615 HURD RD, PROSPECT, TN 38477-6813
Document Number0000144617
Book / PageD402 / 460
Instrument DateJul 28, 2023
Instrument23144617
Transaction TypeTransfer
Record UpdatedAug 15, 2023
Title CompanyNOT AVAILABLE, GILES TITLE AND ESCROW

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$6,660.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address615 HURD RD, PROSPECT, TN 38477-6813

Mortgage

Document Number0000144618
DateJul 28, 2023
Instrument23144618
Lender
NameFARM CREDIT MID AMERICA FLCA
TypeBank
Agreement
AmountAmount Recorded
Term301 Months
DueAug 1, 2048

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILES TN
Property Address615 HURD RD, PROSPECT, TN 38477-6813
Transaction TypeMortgage
Record UpdatedJun 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000131174
DateMar 15, 2021
Book PageDT611/1
Instrument21131174
Lender
NameBANK OF FRANKEWING
TypeBank
AddressPULASKI, TN 38478
Agreement
TypeLine of Credit
AmountAmount Recorded
Term180 Months
DueMar 14, 2036

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILES TN
Property Address615 HURD RD, PROSPECT, TN 38477-6813
Document Number0000130208
Instrument DateJan 8, 2021
Transaction TypeMortgage
Record UpdatedJan 28, 2021
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address615 HURD RD PROSPECT TN 384776813, PROSPECT, TN 38477-6813

Mortgage

Document Number0000130208
DateJan 20, 2021
Book Page000607/000970
Instrument130208
Lender
NameBANK OF FRANKEWING
TypeBank
Agreement
AmountAmount Recorded

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILES TN
Recording DateFeb 19, 2019
Property Address615 HURD RD, PROSPECT, TN 38477-6813
Document Number0000120537
Book / Page000379 / 000597
Instrument DateFeb 19, 2019
Instrument120537
Transaction TypeTransfer
Record UpdatedFeb 25, 2019
Title CompanyTITLE AND ESCROW COMPANY, TITLE & ESCROW CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,878.60
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address615 HURD RD PROSPECT TN 384776813, PROSPECT, TN 38477-6813

Mortgage

Document Number120538
DateFeb 19, 2019
Book Page000577/000736
Instrument120538
Lender
NameBANK OF FRANKEWING
TypeBank
AddressFRANKEWING, TN 38459
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyGiles County
Unified School DistrictGiles County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,863.00 (+16.04%) Additional exemption filed$167,575 (-) Land $10,075 Building $157,500
2024$3,329.00 Additional exemption filed$167,575 (-) Land $10,075 Building $157,500
2023$3,329.00 Additional exemption filed$167,575 (-) Land $10,075 Building $157,500
2022$3,329.00$167,575 Land $10,075 Building $157,500$739,100 Land $109,100 Building $630,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2004–2020)
Claims Outside the SFHA1 of 4
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3
AT&T
Fixed Wireless
25 / 3

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