390 Hurd Rd, Prospect, TN 38477 Property Records

Giles County property record for 390 Hurd Rd, Prospect, TN 38477

Property Summary

Property TypeRural Home
Details2 ba · 1,721 sqft · built 2019
Lot Size22.1 acres (964,854 sqft)
OwnerIndividual Name on File
Last Sale$530,000 (Jul 2025)
Tax Bill$2,067 (2025)
Deeds & MortgagesNov 2019 Mortgage
Feb 2019 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN028135 06400

Property Details

APN / Parcel Number

Primary APN028135 06400
Alternative APN
  • 135 06400

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,721 sqft Living Area
1st Floor Area1,721 sqft

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Lot Area964,854 sqft (22.1 acres)
TerrainRolling
Garage TypeFinished
Garage Area506 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area195 sqft
Utility Building240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC
SewerConnected

Location & Zoning

Street Address390 HURD RD
CityPROSPECT
StateTN
Zip38477-6812
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDISTRICT: 21, COUNTY AREA: R01
JurisdictionGILES TN
Township / Civil Division1
Census Block Group1
Census Block1023
Census Tract920700

Owner

Source: Giles County assessment roll, as of May 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address390 HURD RD, PROSPECT, TN 38477-6812
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 7, 2019Deed of Trust, Mortgage · VA Mortgage
QUICKEN LNS
Feb 13, 2019Deed of Trust, Mortgage · VA Mortgage
FIRSTBANK
May 30, 2018Trustee's Deed, Construction Loan · Construction Mortgage
BANK OF FRANEKWING
Aug 21, 2017Warranty Deed, Transfer · Conventional Mortgage
FARM CREDIT SVCS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 31, 2025 · Amount on Record
Deed SaleJul 31, 2025 · Amount on Record
Prior SaleJul 14, 2023 · Amount on Record
Deed Document Number25154040
Deed Book / PageD412 / 761
Record UpdatedJun 8, 2026

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILES TN
Property Address390 HURD RD, PROSPECT, TN 38477-6812
Document Number0000124303
Instrument DateNov 7, 2019
Transaction TypeMortgage
Record UpdatedDec 6, 2019
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address390 HURD RD PROSPECT TN 384776812, PROSPECT, TN 38477-6812

Mortgage

Document Number0000124303
DateNov 25, 2019
Book Page000588/000906
Instrument124303
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueNov 24, 2049

February 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGILES TN
Property Address390 HURD RD, PROSPECT, TN 38477-6812
Document Number0000120535
Instrument DateFeb 13, 2019
Transaction TypeMortgage
Record UpdatedFeb 25, 2019

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address390 HURD RD PROSPECT TN 38477, PROSPECT, TN 38477

Mortgage

Document Number0000120535
DateFeb 19, 2019
Book Page000577/000719
Instrument120535
Lender
NameFIRSTBANK
TypeBank
AddressFRANKLIN, TN 37067
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 18, 2049

May 2018: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionGILES TN
Recording DateMay 30, 2018
Property Address390 HURD RD, PROSPECT, TN 38477-6812
Book / Page000567 / 000710
Instrument DateMay 24, 2018
Instrument116921
Transaction TypeConstruction Loan
Record UpdatedJun 7, 2018
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address305 BRANT CREEK CIR ST MARYS GA 315583171, ST MARYS, GA 31558-3171

Mortgage

Document Number0000116921
DateMay 30, 2018
Book Page000567/000710
Instrument116921
Lender
NameBANK OF FRANEKWING
AddressFRANKEWING, TN 38459
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGILES TN
Recording DateAug 21, 2017
Property Address390 HURD RD, PROSPECT, TN 38477-6812
Document Number0000113461
Book / Page000373 / 000021
Instrument DateAug 18, 2017
Instrument113461
Transaction TypeTransfer
Record UpdatedAug 31, 2017
Title CompanyGILES TITLE AND ESCROW SERVICES LLC, GILES TITLE & ESCROW SVCS LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$170.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5010 E CHEYENNE DR #1119 PHOENIX AZ 850441784, 1119, PHOENIX, AZ 85044-1784

Mortgage

Document Number113462
DateAug 21, 2017
Book Page000558/000510
Instrument113462
Lender
NameFARM CREDIT SVCS
TypeFunding / Finance Company
AddressLOUISVILLE, KY 40223
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueAug 20, 2027

Tax Assessment & Valuation

Source: Giles County assessment roll, as of May 20, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyGiles County
Unified School DistrictGiles County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,067.00 (+15.15%)$89,675 (-0.75%) Land $22,525 Building $67,150
2024$1,795.00$90,350 (-) Land $23,200 Building $67,150
2023$1,795.00 (+5.65%)$90,350 (+5.61%) Land $23,200 Building $67,150
2022$1,699.00$85,550 Land $18,400 Building $67,150$358,700 Land $90,100 Building $268,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims4 (2004–2020)
Claims Outside the SFHA1 of 4
Most Recent ClaimJan 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood0.02% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
25 / 3

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