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5612 J Rd, Waterloo, IL 62298 Property Records

Monroe County property record for 5612 J Rd, Waterloo, IL 62298 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,416 sqft · built 1880
Lot Size2.5 acres (108,900 sqft)
OwnerIndividual Name on File
Last Sale$230,000 (Jun 2020)
Tax Bill$1,553 (2024)
Deeds & MortgagesSep 2019 Mortgage
Jun 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN11-14-400-002-000

Property Details

APN / Parcel Number

Primary APN11-14-400-002-000
Alternative APN
  • 11140000000601 00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures5 Plumbing Fixtures
Stories1 Story
Building Area1,416 sqft Building Perimeter
1st Floor Area960 sqft
Upper Floors Area456 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1970
Construction TypeFrame
Foundation TypeNo Foundation
Lot Area108,900 sqft (2.5 acres)

Exterior Amenities

PorchSlab
Porch Area161 sqft
Deck Area290 sqft
Patio Area290 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address5612 J RD
CityWATERLOO
StateIL
Zip62298-5000
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPART NE SE
Legal Range09W
Legal Township03S
Legal Section14
JurisdictionMONROE IL
Township / Civil Division29
Census Block Group2
Census Block2044
Census Tract600501

Owner

Source: Monroe County records · APN 11-14-400-002-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address5612 J RD, WATERLOO, IL 62298-5000
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
MIDLAND STATES BANK
Jun 30, 2020Special Warranty Deed, Transfer · Conventional Mortgage
MIDLAND STATES BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJun 30, 2020 · Amount on Record
Deed SaleJun 30, 2020 · Amount on Record
Deed Document Number2020409118
Prior Transfer DateJun 29, 2020
Prior Transfer Doc0000409118
Record UpdatedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE IL
Property Address5612 J RD, WATERLOO, IL 62298-5000
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000403369
DateSep 04, 2019
Instrument403369
Lender
NameMIDLAND STATES BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 01, 2049
Interest
Rate TypeFixed Rate

June 2020: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionMONROE IL
Recording DateJun 30, 2020
Property Address5612 J RD, WATERLOO, IL 62298-5000
Document Number0000409118
Instrument DateJun 29, 2020
Instrument409118
Transaction TypeTransfer
Record UpdatedApr 22, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$345.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5612 J RD, WATERLOO, IL 62298-5000

Mortgage

Document Number0000409119
DateJun 30, 2020
Instrument409119
Lender
NameMIDLAND STATES BANK
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate2.88%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMonroe County
Unified School DistrictWaterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$36,060 (+9.7%) Land $11,800 Building $24,260$108,180 (+9.7%) Land $35,400 Building $72,780
2024$1,553.00
2022Additional exemption filed$32,870 Land $11,800 Building $21,070$98,610 Land $35,400 Building $63,210

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 171336005012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearby Flood Policies2 in force

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1 locations within about half a mile of this property, a small sample

ProviderTechnologyDownload / Upload (Mbps)
Wisper ISPFixed Wireless400 / 30
VerizonFixed Wireless25 / 6
AT&TFixed Wireless25 / 3

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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