Monroe County property record for 5378 J Rd, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1833 |
| Square Footage | 1,373 sqft Living Area |
| Lot Size | 7,474,896 sqft (171 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $193,051 (2022) |
| Tax Bill | $10,204.00 (2024) |
| Primary APN | 11-13-200-001-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Building Area | 1,373 sqft Living Area |
| 1st Floor | 1,373 sqft 1st Floor |
| Basement Area | 1,920 sqft Basement |
| Unfinished Basement | 1,920 sqft Unfinished |
| Stories | 1 Stories |
| Year Built | Built 1833 |
|---|---|
| Effective Year Built | Effective 1833 |
| Construction Type | Frame Construction |
| Foundation Type | No Foundation Foundation |
| Lot Area | 7,474,896 sqft (171 acres) |
| Driveway | Driveway Concrete |
| Driveway Area | 84 sqft Driveway |
| Parking Spaces | 1 Parking Spaces |
| Garage Area | 350 sqft Garage |
| Deck Area | 154 sqft Deck |
| Patio Area | 186 sqft Patio |
| Cooling System | Central Cooling |
|---|
| Street Address | 5378 J RD |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-3506 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | TAX LOTS 1, 2, 7, 9 & S/2 NE |
| Legal Range | 09W |
| Legal Township | 03S |
| Legal Section | 13 |
| Legal Lot Number | 1,2,7,9 |
| Jurisdiction | MONROE IL |
| Minor Civil Division | 29 |
| Census Blockgroup | 2 |
| Census Block | 2044 |
| Census Tract | 600501 |
Source: Monroe County records · APN 11-13-200-001-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5378 J RD, WATERLOO, IL 62298-3506 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 30, 2022 | Deed, Transfer · Conventional Mortgage STATE BANK |
| Dec 06, 2021 | Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2022 · Amount on Record |
| Deed Sale | Aug 30, 2022 · Amount on Record |
| Deed Doc Number | 2022425845 |
| Prior Transfer Date | Aug 22, 2022 |
| Prior Transfer Doc | 0000425845 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Aug 30, 2022 |
| Property Address | 5378 J RD, WATERLOO, IL 62298-3506 |
| Document Number | 0000425845 |
| Map Reference | MB A PG 14 |
| Instrument Date | Aug 22, 2022 |
| Instrument | 425845 |
| Transaction Type | Transfer |
| Record Updated | Sep 21, 2022 |
| Title Company | ACCENT TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $290.25 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5378 J RD, WATERLOO, IL 62298-3506 |
| Document Number | 0000425846 |
|---|---|
| Date | Aug 30, 2022 |
| Instrument | 425846 |
| Name | STATE BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 3.7% |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Dec 06, 2021 |
| Property Address | 5378 J RD, WATERLOO, IL 62298-3506 |
| Document Number | 0000421298 |
| Map Reference | MB 130 PG 211 |
| Instrument Date | Nov 18, 2021 |
| Instrument | 421298 |
| Transaction Type | Transfer |
| Record Updated | Dec 22, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5378 J RD, WATERLOO, IL 62298-3506 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $192,569 (+115.23%) Land $70,439 Building $122,130 | ||
| 2024 | $10,204.00 | $569,322 (+112.1%) Land $190,692 Building $378,630 | |
| 2022 | $89,472 Land $49,802 Building $39,670 | $268,416 Land $149,406 Building $119,010 |
5378 J Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Monroe County (17133C), updated August 18, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 71st in Illinois |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures