561 W Christopher St, Meridian, ID 83642 Property Records

Ada County property record for 561 W Christopher St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,322 sqft · built 2004
Lot Size	0.351 acres (15,290 sqft)
Owner	2 Individual Names on Record
Last Sale	$512,050 (Feb 2025)
Tax Bill	$2,722 (2025)
Deeds & Mortgages	Apr 2026 Mortgage Apr 2024 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R0855030340`

Property Details

APN / Parcel Number

Primary APN	`R0855030340`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,322 sqft Living Area
Gross Area	4,919 sqft
1st Floor Area	2,018 sqft
Upper Floors Area	1,304 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	15,290 sqft (0.351 acres)
Garage Type	Attached
Garage Area	1,282 sqft
Parking Spaces	5 Parking Spaces
Porch	Porch
Porch Area	119 sqft
Patio Area	117 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	561 W CHRISTOPHER ST
City	MERIDIAN
State	ID
Zip	83642-8149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 26 BLK 08 BEAR CREEK SUB NO 03
Legal Range	01W
Legal Township	03N
Legal Section	24
Legal Subdivision	BEAR CREEK SUB NO 03
Legal Block	08
Legal Lot Number	26
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2004
Census Tract	10337

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	561 W CHRISTOPHER ST, MERIDIAN, ID 83642-8149
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage IDAHO CENTRAL CREDIT UNION
Apr 26, 2024	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Jul 24, 2018	Quit Claim Deed, Mortgage IDAHO CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 3, 2025 · Amount on Record
Deed Sale	Feb 3, 2025 · Amount on Record
Deed Document Number	20257291
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Recording Date	Apr 2, 2026
Property Address	561 W CHRISTOPHER ST, MERIDIAN, ID 83642-8149
Document Number	0000023041
Instrument Date	Apr 2, 2026
Instrument	202623041
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	561 W CHRISTOPHER ST, MERIDIAN, ID 83642-8149

Mortgage

Document Number	0000023041,
Date	Apr 2, 2026
Instrument	202623041

Lender

Name	IDAHO CENTRAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	561 W CHRISTOPHER ST, MERIDIAN, ID 83642-8149
Transaction Type	Mortgage
Record Updated	May 7, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000021758
Date	Apr 26, 2024
Instrument	2024-021758

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 25, 2034

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Jul 24, 2018
Property Address	561 W CHRISTOPHER ST, MERIDIAN, ID 83642-8149
Document Number	0000068859
Instrument Date	Jul 23, 2018
Instrument	68859
Transaction Type	Mortgage
Record Updated	Jan 14, 2019
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	561 W CHRISTOPHER ST MERIDIAN ID 836428149, MERIDIAN, ID 83642-8149

Mortgage

Document Number	68642
Date	Jul 24, 2018
Instrument	68642

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 23, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.14%

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$788,200 (+8.12%)	$788,200 (+8.12%)
2025	$2,722.00 (+10.34%)	$729,000 (+7.59%)	$729,000 (+7.59%)
2024	$2,467.00 (-34.27%)
2023		$677,600 Land $246,500 Building $431,100	$677,600 Land $246,500 Building $431,100
2022	$3,753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · lower than 85% of Idaho
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Silver Star Communications Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, Verizon.

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