538 W Christopher St, Meridian, ID 83642 Property Records

Ada County property record for 538 W Christopher St, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,922 sqft · built 2003
Lot Size	0.394 acres (17,163 sqft)
Owner	2 Individual Names on Record
Last Sale	$946,960 (Apr 2022)
Tax Bill	$2,548 (2025)
Deeds & Mortgages	Apr 2022 Mortgage Sep 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R0855030080`

Property Details

APN / Parcel Number

Primary APN	`R0855030080`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,922 sqft Living Area
Gross Area	4,910 sqft
1st Floor Area	1,683 sqft
Upper Floors Area	1,239 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	17,163 sqft (0.394 acres)
Garage Type	Attached
Garage Area	1,088 sqft
Parking Spaces	7 Parking Spaces
Porch	Porch
Porch Area	270 sqft
Patio Area	109 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	538 W CHRISTOPHER ST
City	MERIDIAN
State	ID
Zip	83642-8149
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 22 BLK 04 BEAR CREEK SUB NO 03
Legal Range	01W
Legal Township	03N
Legal Section	24
Legal Subdivision	BEAR CREEK SUB NO 03
Legal Block	04
Legal Lot Number	22
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	2
Census Block	2005
Census Tract	10337

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	538 W CHRISTOPHER ST, MERIDIAN, ID 83642-8149
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2022	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP
Sep 14, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Jun 19, 2019	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU
Feb 13, 2017	Deed of Trust, Mortgage IDAHO CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2022 · Amount on Record
Deed Sale	Apr 12, 2022 · Amount on Record
Prior Sale	Sep 14, 2020 · Amount on Record
Deed Document Number	202235943
Prior Transfer Date	Sep 4, 2020
Prior Transfer Doc	0000119573
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Apr 12, 2022
Property Address	538 W CHRISTOPHER ST, MERIDIAN, ID 83642-8149
Document Number	0000035943
Map Reference	MB 84 PG 9257&9258
Instrument Date	Mar 29, 2022
Instrument	2022-035943
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 W CHRISTOPHER ST, MERIDIAN, ID 83642-8149

Mortgage

Document Number	0000035944
Date	Apr 12, 2022
Instrument	2022-035944

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2052

September 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Sep 14, 2020
Property Address	538 W CHRISTOPHER ST, MERIDIAN, ID 83642-8149
Document Number	0000119573
Map Reference	MB 84 PG 9257
Instrument Date	Sep 4, 2020
Instrument	2020-119573
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	PIONEER TITLE CO

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	538 W CHRISTOPHER ST, MERIDIAN, ID 83642-8149

Mortgage

Document Number	0000119574
Date	Sep 14, 2020
Instrument	2020-119574

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2035

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	538 W CHRISTOPHER ST, MERIDIAN, ID 83642-8149
Document Number	0000054652
Instrument Date	Jun 19, 2019
Transaction Type	Mortgage
Record Updated	Jul 2, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	538 W CHRISTOPHER ST MERIDIAN ID 836428149, MERIDIAN, ID 83642-8149

Mortgage

Document Number	0000054652
Date	Jun 24, 2019
Instrument	54652

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jun 23, 2029

Interest

Rate Type	Adjustable Rate

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	538 W CHRISTOPHER ST, MERIDIAN, ID 83642-8149
Document Number	0000014819
Instrument Date	Feb 13, 2017
Transaction Type	Mortgage
Record Updated	Feb 23, 2017
Title Company	PIONEER TITLE COMPANY/ADA, PIONEER TITLE CO/ADA

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	538 W CHRISTOPHER ST MERIDIAN ID 836428149, MERIDIAN, ID 83642-8149

Mortgage

Document Number	0000014819
Date	Feb 17, 2017
Instrument	14819

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	CHUBBUCK, ID 83202

Agreement

Amount	Amount Recorded
Term	300 Months
Due	Feb 16, 2042

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$768,200 (+11.27%)	$768,200 (+11.27%)
2025	$2,548.00 (+11.31%) Homeowner's exemption	$690,400 (+7.62%)	$690,400 (+7.62%)
2024	$2,289.00 (-30.55%)
2023		$641,500 Land $261,000 Building $380,500	$641,500 Land $261,000 Building $380,500
2022	$3,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Anthem Broadband Fixed Wireless	1,000 / 1,000
Silver Star Communications Fiber	1,000 / 200
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: Verizon.

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