Ada County property record for 646 W Christopher St, Meridian, ID 83642
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,990 sqft · built 2003 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,992 (2025) |
| Deeds & Mortgages | Feb 2022 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | R0855030030 |
| Primary APN | R0855030030 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,990 sqft Living Area |
| Gross Area | 4,095 sqft |
| 1st Floor Area | 1,677 sqft |
| Upper Floors Area | 1,313 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 10,193 sqft (0.234 acres) |
| Garage Type | Attached |
| Garage Area | 817 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Porch |
| Porch Area | 159 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 646 W CHRISTOPHER ST |
|---|---|
| City | MERIDIAN |
| State | ID |
| Zip | 83642-8150 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LOT 17 BLK 04 BEAR CREEK SUB NO 03 |
| Legal Range | 01W |
| Legal Township | 03N |
| Legal Section | 24 |
| Legal Subdivision | BEAR CREEK SUB NO 03 |
| Legal Block | 04 |
| Legal Lot Number | 17 |
| Jurisdiction | ADA ID |
| Township / Civil Division | BOISE CITY |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10337 |
Source: Ada County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 646 W CHRISTOPHER ST, MERIDIAN, ID 83642-8150 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADA ID |
| Property Address | 646 W CHRISTOPHER ST, MERIDIAN, ID 83642-8150 |
| Transaction Type | Mortgage |
| Record Updated | Sep 6, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000020309 |
|---|---|
| Date | Feb 28, 2022 |
| Instrument | 2022-020309 |
| Name | IDAHO CENTRAL CU |
|---|---|
| Type | Credit Union |
| Address | POCATELLO, ID 83206 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Feb 27, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Ada County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Idaho |
| County | Ada County |
| Municipality | Meridian City |
| Unified School District | Meridian Joint School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $626,500 (+10.49%) | $626,500 (+10.49%) | |
| 2025 | $1,992.00 (+12.61%) Homeowner's exemption | $567,000 (+7.26%) | $567,000 (+7.26%) |
| 2024 | $1,769.00 (-34.58%) | ||
| 2023 | $528,600 Land $220,000 Building $308,600 | $528,600 Land $220,000 Building $308,600 | |
| 2022 | $2,704.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 85% of Idaho |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Silver Star Communications Fiber | 1,000 / 200 |
| Sparklight Cable | 1,000 / 50 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Anthem Broadband, Verizon.
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