561 Garner Dr, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 561 Garner Dr, Covington, KY 41015 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1976
Square Footage	1,550 sqft Finished Area
Lot Size	16,553 sqft (0.38 acres)
Occupancy	Owner Occupied
Last Sale	$137,000 (2016)
Tax Bill	$2,698.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`058-40-00-240.00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,550 sqft Finished Area
Gross Area	2,050 sqft Gross Area
Stories	3 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1976
Architectural Style	Split Level Style
Exterior Material	Brick Exterior
Foundation Type	Concrete Foundation
Lot Area	16,553 sqft (0.38 acres)

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel

Location & Zoning

Old Parcel Number	0584000240.00
Street Address	561 GARNER DR
City	COVINGTON
State	KY
Zip	41015-2322
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	GRAY PT SEC 5 LOT 35
Legal Subdivision	GRAY (PT)
Legal Phase	5
Legal Lot Number	35
Jurisdiction	KENTON KY
Minor Civil Division	COVINGTON
Census Blockgroup	4
Census Block	4003
Census Tract	65300

Owner

Source: Kenton County records · APN 058-40-00-240.00

Assessment roll updated April 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	561 GARNER DR, COVINGTON, KY 41015-2322
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 02, 2016 · Amount on Record
Deed Sale	Nov 02, 2016 · Amount on Record
Deed Doc Number	0003847120
Deed Book / Page	3847 / 120
Record Refreshed	Jun 08, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	561 GARNER DR, COVINGTON, KY 41015-2322
Transaction Type	Mortgage
Record Updated	Jul 26, 2021
Title Company	VANTAGE POINT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005900347
Date	Jul 13, 2021
Book Page	241/527
Instrument	21071305900347

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	177 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Kenton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,698.00 (-7.03%)	$272,300 (-) Land $15,000 Building $257,300	$272,300 (-) Land $15,000 Building $257,300
2023	$2,902.00	$272,300 Land $15,000 Building $257,300	$272,300 Land $15,000 Building $257,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.