Kenton County property record for 563 Garner Dr, Covington, KY 41015 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 1994 |
| Square Footage | 1,368 sqft Finished Area |
| Lot Size | 16,117 sqft (0.37 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $79,700 (2022) |
| Tax Bill | $900.00 (2025) |
| Primary APN | 058-40-00-241.00 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 1,368 sqft Finished Area |
| Gross Area | 1,736 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Material | Composition Shingle Roof |
| Lot Area | 16,117 sqft (0.37 acres) |
| Parking Spaces | 1 Parking Spaces |
| Garage Type | Basement Garage |
| Cooling System | Wall Unit Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Street Address | 563 GARNER DR |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-2322 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | GRAY PT SEC 5 LOT 33 |
| Legal Subdivision | GRAY (PT) |
| Legal Phase | 5 |
| Legal Lot Number | 33 |
| Jurisdiction | KENTON KY |
| Minor Civil Division | COVINGTON |
| Census Blockgroup | 4 |
| Census Block | 4003 |
| Census Tract | 65300 |
Source: Kenton County records · APN 058-40-00-241.00
Assessment roll updated December 2, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 563 GARNER DR, COVINGTON, KY 41015-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 12, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage US BANK NA |
| Jun 30, 2017 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 12, 2022 · Amount on Record |
| Deed Sale | Apr 12, 2022 · Amount on Record |
| Prior Sale | Aug 05, 2014 · Amount on Record |
| Deed Doc Number | 202276 |
| Deed Book / Page | 159 / 140 |
| Prior Transfer Date | Sep 06, 2011 |
| Prior Transfer Doc | 0005900170 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Apr 12, 2022 |
| Property Address | 563 GARNER DR, COVINGTON, KY 41015-2322 |
| Document Number | 0005900076 |
| Book / Page | 159 / 140 |
| Map Reference | MB 18 PG 17 |
| Instrument Date | Aug 25, 2021 |
| Instrument | 22041205900076 |
| Transaction Type | Transfer |
| Record Updated | Apr 28, 2022 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 563 GARNER DR, COVINGTON, KY 41015-2322 |
| Document Number | 0005900077 |
|---|---|
| Date | Apr 12, 2022 |
| Book Page | 359/728 |
| Instrument | 22041205900077 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 353 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 563 GARNER DR, COVINGTON, KY 41015-2322 |
| Document Number | 0000000135 |
| Book / Page | 003963 / 000198 |
| Instrument Date | Jun 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 03, 2018 |
| Title Company | STEWART TITLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 563 GARNER DR COVINGTON KY 410152322, COVINGTON, KY 41015-2322 |
| Document Number | 0000000135 |
|---|---|
| Date | Jul 03, 2017 |
| Book Page | 003963/000198 |
| Instrument | 135 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42301 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 02, 2047 |
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $900.00 (-39.68%) Disabled Person's exemption | $140,000 (-) Land $15,000 Building $125,000 | $140,000 (-) Land $15,000 Building $125,000 |
| 2023 | $1,492.00 | $140,000 Land $15,000 Building $125,000 | $140,000 Land $15,000 Building $125,000 |
563 Garner Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Kenton County (21117C), updated June 19, 2015
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 37th in Kentucky |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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