Kenton County property record for 557 Garner Dr, Covington, KY 41015 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,218 sqft · built 1977 |
| Lot Size | 0.439 acres (19,166 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,247 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 058-40-00-238.00 |
| Primary APN | 058-40-00-238.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,218 sqft Finished Area |
| Gross Area | 1,338 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Concrete |
| Lot Area | 19,166 sqft (0.439 acres) |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Old Parcel Number | 0584000238.00 |
|---|---|
| Street Address | 557 GARNER DR |
| City | COVINGTON |
| State | KY |
| Zip | 41015-2322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GRAY PT SEC 5 LOT 39 |
| Legal Subdivision | GRAY (PT) |
| Legal Phase | 5 |
| Legal Lot Number | 39 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 4 |
| Census Block | 4003 |
| Census Tract | 65300 |
Source: Kenton County records · APN 058-40-00-238.00
Assessment roll updated April 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 557 GARNER DR, COVINGTON, KY 41015-2322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 02, 1977 |
| Deed Sale | Aug 02, 1977 |
| Deed Document Number | 0000209199 |
| Record Updated | Jun 08, 2026 |
Source: Kenton County records · Assessment roll updated April 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,247.00 (-8.98%) Homeowner's exemption | $175,000 (-) Land $15,000 Building $160,000 | $175,000 (-) Land $15,000 Building $160,000 |
| 2023 | $1,370.00 Homeowner's exemption | $175,000 Land $15,000 Building $160,000 | $175,000 Land $15,000 Building $160,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), updated June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 37% of Kentucky |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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