Rutherford County property record for 5609 Reflection Rd, Smyrna, TN 37167
| Property Type | Single Family Home |
|---|---|
| Details | 2,334 sqft · built 2020 |
| Lot Size | 0.237 acres (10,313 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,404 (2025) |
| Deeds & Mortgages | Jun 2020 Sale & Mortgage Jan 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 033P-B-006.00-000 |
| Primary APN | 033P-B-006.00-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Building Area | 2,334 sqft Living Area |
| 1st Floor Area | 1,163 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 10,313 sqft (0.237 acres) |
| Lot Dimensions | 137 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Porch | Slab |
| Porch Area | 301 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | R0124002 |
|---|---|
| Street Address | 5609 REFLECTION RD |
| City | SMYRNA |
| State | TN |
| Zip | 37167-0697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | FOR 2021, LOTS RENUMBERED FROM 87 TO 127 PER NEW PLAT 43-235 EJ/PH---LOT 87 IN 2020 CHANGED TO LOT 127 FOR 2021. |
| Legal Subdivision | THE VILLAGES OF GREENTREE REVISED SEC 3 |
| Legal Lot Number | 127 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 10 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40811 |
Source: Rutherford County records · APN 033P-B-006.00-000
Assessment roll updated August 11, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5609 REFLECTION RD, SMYRNA, TN 37167-0697 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 25, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NEW AMERICAN FNDG |
| Jan 21, 2020 | Deed of Trust, Construction Loan · Construction Mortgage PINNACLE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Jun 25, 2020 |
| Property Address | 5609 REFLECTION RD, SMYRNA, TN 37167-0697 |
| Document Number | RB19213938 |
| Book / Page | 001921 / 003938 |
| Instrument Date | Jun 24, 2020 |
| Instrument | 2284094 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 14, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,243.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5609 REFLECTION RD SMYRNA TN 371670697, SMYRNA, TN 37167-0697 |
| Document Number | RB19213941 |
|---|---|
| Date | Jun 25, 2020 |
| Book Page | 001921/003941 |
| Instrument | 2284095 |
| Name | NEW AMERICAN FNDG |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 24, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Jan 21, 2020 |
| Property Address | 5609 REFLECTION RD, SMYRNA, TN 37167-0697 |
| Document Number | RB18592549 |
| Book / Page | 001859 / 002549 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 2252990 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 14, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8181 ROCKY FORK ALMAVILLE RD SMYRNA TN 371676067, SMYRNA, TN 37167-6067 |
| Document Number | RB18592549 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 001859/002549 |
| Instrument | 2252990 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | MOUNT JULIET, TN 37122 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Rutherford County records · Assessment roll updated August 11, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Smyrna Town |
| Unified School District | Rutherford County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $123,400 (+23.31%) Land $30,000 Building $93,400 | $493,600 (+24.02%) Land $120,000 Building $373,600 | |
| 2025 | $2,404.00 (+0.59%) | $100,075 (+0.58%) Land $13,750 Building $86,325 | |
| 2023 | $2,390.00 | $99,500 Land $13,750 Building $85,750 | $398,000 (-0.57%) Land $55,000 Building $343,000 |
| 2022 | $400,300 Land $55,000 Building $345,300 |
Source: FEMA National Flood Hazard Layer as of January 15, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| MTE Holdings Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 67 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SMYRNA WATER SYSTEM serves 66,942 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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