5604 Reflection Rd, Smyrna, TN 37167 Property Records

Rutherford County property record for 5604 Reflection Rd, Smyrna, TN 37167

Property Summary

Property TypeSingle Family Home
Details2,254 sqft · built 2020
Lot Size0.348 acres (15,180 sqft)
Owner2 Individual Names on Record
Last Sale$6,339,900 (Sep 2020)
Tax Bill$2,238 (2025)
Deeds & MortgagesSep 2020 Mortgage
Jan 2020 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APN033P-B-041.00-000

Property Details

APN / Parcel Number

Primary APN033P-B-041.00-000
Alternative APNs
  • 033P B 04100
  • R0124039

Interior

Plumbing Fixtures8 Plumbing Fixtures
Building Area2,254 sqft Living Area
1st Floor Area1,574 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2020
Effective Year BuiltEffective 2020
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialGravel
Lot Area15,180 sqft (0.348 acres)
Lot Dimensions202 ft deep x 75 ft wide
Garage TypeAttached
Garage Area432 sqft
PorchSlab
Porch Area156 sqft

Utilities, Heating & Cooling

Heating SystemHeat Pump

Location & Zoning

Account NumberR0124039
Street Address5604 REFLECTION RD
CitySMYRNA
StateTN
Zip37167-0690
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTHE VILLAGES OF GREENTREE REVISED SEC 3
Legal Lot Number142
JurisdictionRUTHERFORD TN
Township / Civil Division10
Census Block Group2
Census Block2003
Census Tract40811

Owner

Source: Rutherford County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5604 REFLECTION RD, SMYRNA, TN 37167-0690
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 23, 2020Warranty Deed, Subdivision Related Transfer
LEGACY HOME LOANS LLC
Jan 21, 2020Warranty Deed, Construction Loan · Construction Mortgage
PINNACLE BK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 23, 2020 · Amount on Record
Deed SaleSep 23, 2020 · Amount on Record
Prior SaleJan 21, 2020 · Amount on Record
Deed Document Number20202305883
Deed Book / Page1966 / 2432
Record UpdatedSep 20, 2026

September 2020: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD TN
Recording DateSep 23, 2020
Property Address5604 REFLECTION RD, SMYRNA, TN 37167-0690
Document NumberRB19662433
Book / Page001966 / 002433
Instrument DateSep 18, 2020
Instrument2305883
Transaction TypeSubdivision Related Transfer
Record UpdatedApr 9, 2021
Title CompanyGUARANTY TITLE AND ESCROW COMPANY, GUARANTY TITLE & ESCROW CO

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address5604 REFLECTION RD SMYRNA TN 371670690, SMYRNA, TN 37167-0690

Mortgage

Document NumberRB19662434
DateSep 23, 2020
Book Page001966/002434
Instrument2305884
Lender
NameLEGACY HOME LOANS LLC
TypeBank
AddressNASHVILLE, TN 37215
Agreement
AmountAmount Recorded
Term360 Months
DueSep 22, 2050

January 2020: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionRUTHERFORD TN
Recording DateJan 21, 2020
Property Address5604 REFLECTION RD, SMYRNA, TN 37167-0690
Document NumberRB18583770
Book / Page001858 / 003770
Instrument DateJan 17, 2020
Instrument2252695
Transaction TypeConstruction Loan
Record UpdatedJan 14, 2021
Title CompanyGUARANTY TITLE AND ESCROW COMPANY, GUARANTY TITLE AND ESCROW CO

Transaction

AmountAmount Recorded
Tax$285.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1645 DRAYTON DR MURFREESBORO TN 371301480, MURFREESBORO, TN 37130-1480

Mortgage

Document NumberRB18583773
DateJan 21, 2020
Book Page001858/003773
Instrument2252696
Lender
NamePINNACLE BK
TypeBank
AddressMOUNT JULIET, TN 37122
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyRutherford County
MunicipalitySmyrna Town
Unified School DistrictRutherford County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$115,925 (+24.42%) Land $30,000 Building $85,925$463,700 (+24.42%) Land $120,000 Building $343,700
2025$2,238.00$93,175 (-) Land $13,750 Building $79,425
2023$2,238.00$93,175 Land $13,750 Building $79,425$372,700 (-) Land $55,000 Building $317,700
2022$372,700 Land $55,000 Building $317,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimFeb 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.2% of Tennessee
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSMYRNA WATER SYSTEM
serves 66,942 people · EPA ID TN0000639
Water SourceSurface water
Last State InspectionOct 2024
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Google Fiber
Fiber
8,000 / 8,000
United Communications
Fiber
8,000 / 8,000
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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