Rutherford County property record for 5615 Reflection Rd, Smyrna, TN 37167
| Property Type | Single Family Home |
|---|---|
| Details | 1,992 sqft · built 2020 |
| Lot Size | 0.197 acres (8,580 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,101 (2025) |
| Deeds & Mortgages | Jul 2020 Sale & Mortgage Jan 2020 Construction Loan |
| Flood Zone | Zone X (minimal risk) |
| APN | 033P-B-009.00-000 |
| Primary APN | 033P-B-009.00-000 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 11 Plumbing Fixtures |
|---|---|
| Building Area | 1,992 sqft Living Area |
| 1st Floor Area | 1,160 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Gravel |
| Lot Area | 8,580 sqft (0.197 acres) |
| Lot Dimensions | 134 ft deep x 63.6 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Porch | Slab |
| Porch Area | 184 sqft |
| Heating System | Heat Pump |
|---|
| Account Number | R0124005 |
|---|---|
| Street Address | 5615 REFLECTION RD |
| City | SMYRNA |
| State | TN |
| Zip | 37167-0697 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | THE VILLAGES OF GREENTREE REVISED SEC 3 |
| Legal Lot Number | 124 |
| Jurisdiction | RUTHERFORD TN |
| Township / Civil Division | 10 |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 40811 |
Source: Rutherford County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5615 REFLECTION RD, SMYRNA, TN 37167-0697 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 2, 2020 | Warranty Deed, Subdivision Related Transfer · Conventional with PMI PARAMOUNT RESID'L MTG |
| Jan 21, 2020 | Deed of Trust, Construction Loan · Construction Mortgage PINNACLE BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Jul 2, 2020 |
| Property Address | 5615 REFLECTION RD, SMYRNA, TN 37167-0697 |
| Document Number | RB19253656 |
| Book / Page | 001925 / 003656 |
| Instrument Date | Jul 1, 2020 |
| Instrument | 2286020 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 14, 2021 |
| Title Company | GUARANTY TITLE AND ESCROW COMPANY, GUARANTY TITLE AND ESCROW CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,173.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5615 REFLECTION RD SMYRNA TN 371670697, SMYRNA, TN 37167-0697 |
| Document Number | RB19253659 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 001925/003659 |
| Instrument | 2286021 |
| Name | PARAMOUNT RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RUTHERFORD TN |
| Recording Date | Jan 21, 2020 |
| Property Address | 5615 REFLECTION RD, SMYRNA, TN 37167-0697 |
| Document Number | RB18592657 |
| Book / Page | 001859 / 002657 |
| Instrument Date | Jan 17, 2020 |
| Instrument | 2253000 |
| Transaction Type | Construction Loan |
| Record Updated | Jan 14, 2021 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 8181 ROCKY FORK ALMAVILLE RD SMYRNA TN 371676067, SMYRNA, TN 37167-6067 |
| Document Number | RB18592657 |
|---|---|
| Date | Jan 21, 2020 |
| Book Page | 001859/002657 |
| Instrument | 2253000 |
| Name | PINNACLE BK |
|---|---|
| Type | Bank |
| Address | MOUNT JULIET, TN 37122 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Rutherford County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Rutherford County |
| Municipality | Smyrna Town |
| Unified School District | Rutherford County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $109,600 (+25.33%) Land $30,000 Building $79,600 | $438,400 (+27.81%) Land $120,000 Building $318,400 | |
| 2025 | $2,101.00 (+1.99%) | $87,450 (+1.98%) Land $13,750 Building $73,700 | |
| 2023 | $2,060.00 | $85,750 Land $13,750 Building $72,000 | $343,000 (-1.94%) Land $55,000 Building $288,000 |
| 2022 | $349,800 Land $55,000 Building $294,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2022) |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SMYRNA WATER SYSTEM serves 66,942 people · EPA ID TN0000639 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 67 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| United Communications Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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