5609 E Saddle Ridge Cir, Sioux Falls, SD 57110 Property Records

Minnehaha County property record for 5609 E Saddle Ridge Cir, Sioux Falls, SD 57110

Property Summary

Property Type	Residential Vacant Land
Lot Size	0.416 acres (18,108 sqft)
Owner	Individual Name on File
Last Sale	$873,000 (May 2025)
Tax Bill	$1,466 (2025)
Deeds & Mortgages	Dec 2024 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`01-22-25-204-018-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-25-204-018-000`
Alternative APN	`94915`

Exterior

Lot Area	18,108 sqft (0.416 acres)

Location & Zoning

Account Number	94915
Street Address	5609 E SADDLE RIDGE CIR
City	SIOUX FALLS
State	SD
Zip	57110-6850
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	LOT 18 BLOCK 5 SUNDANCE RIDGE ADDITION AN ADDN TO CITY OF SIOUX FALLS
Legal Subdivision	AN ADDN
Legal Block	5
Legal Lot Number	18
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	1
Census Block	1003
Census Tract	1806

Owner

Source: Minnehaha County records · APN 01-22-25-204-018-000

Assessment roll updated July 16, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	5609 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6850
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Person

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 05, 2025 · Amount on Record
Deed Sale	May 05, 2025 · Amount on Record
Deed Document Number	2025131666
Deed Book / Page	632-D / 51
Record Updated	Sep 20, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	5609 E SADDLE RIDGE CIR, SIOUX FALLS, SD 57110-6850
Transaction Type	Mortgage
Record Updated	May 26, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6300 S CONNIE AVE, SIOUX FALLS, SD 57108-5736

Mortgage

Document Number	001992/668
Date	Dec 02, 2024
Book Page	1992/668
Instrument	121850

Lender

Name	BANK MIDWEST
Type	Bank
Address	225 S MINNESOTA AVE, SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Minnehaha County records · Assessment roll updated July 16, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value
2025	$1,466.00	$86,300 (-) Land $86,300
2024	$1,466.00 (+81.66%)	$86,300 (+115.21%) Land $86,300
2022	$807.00	$40,100 Land $40,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Minnehaha County (46099C), as of May 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 460990018061, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low lower than 63% of the US · lower than 75% of South Dakota
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Midcontinent Communications Cable · Fiber in parts of the area	2,000 / 1,000

May also be available: Verizon.

Based on FCC filings for 133 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system SD4600294, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SIOUX FALLS serves 216,462 people
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.