5606 E 400 S, Berne, IN 46711 Property Records

Adams County property record for 5606 E 400 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	4 bd · 3,106 sqft · built 1987
Lot Size	40 acres (1,742,400 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,885 (2025)
Deeds & Mortgages	Sep 2023 Mortgage Sep 2018 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`01-09-28-200-003.000-001`

Property Details

APN / Parcel Number

Primary APN	`01-09-28-200-003.000-001`
Alternative APNs	`00805000000350` `01864544008`

Interior

Bedrooms	4 Beds
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,106 sqft Living Area
1st Floor Area	3,106 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 2001
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	1,742,400 sqft (40 acres)

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	01864544008
Street Address	5606 E 400 S
City	BERNE
State	IN
Zip	46711-9457
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W/2 W/2 NE SEC 28 (40A)
Jurisdiction	ADAMS IN
Township / Civil Division	BLUE CREEK
Census Block Group	2
Census Block	2040
Census Tract	30500

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5606 E 400 S, BERNE, IN 46711-9457
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 18, 2023	Deed of Trust, Mortgage · Conventional Mortgage MERCER SAVINGS BANK
Sep 27, 2018	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE
Sep 12, 2017	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5606 E 400 S, BERNE, IN 46711-9457
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003156
Date	Sep 18, 2023
Instrument	2023003156

Lender

Name	MERCER SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5606 E 400 S, BERNE, IN 46711-9457
Transaction Type	Mortgage
Record Updated	Oct 17, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018003843
Date	Sep 27, 2018
Instrument	2018003843

Lender

Name	FIRST BANK OF BERNE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	112 Months
Due	Jan 1, 2028

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5606 E 400 S, BERNE, IN 46711-9457
Transaction Type	Mortgage
Record Updated	Oct 9, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 2017003372
Date	Sep 12, 2017
Instrument	2017003372

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Sep 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Blue Creek Township
Unified School District	Adams Central Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,885.00 (+1.62%) Homeowner's exemption	$509,700 (+11.6%) Land $99,700 Building $410,000	$509,700 (+11.6%) Land $99,700 Building $410,000
2024	$5,791.00 (+0.96%)
2023	$5,736.00 (+7.11%)	$456,700 (+3.87%) Land $91,900 Building $364,800	$456,700 (+3.87%) Land $91,900 Building $364,800
2022	$5,355.00 (+4.41%)	$439,700 Land $77,700 Building $362,000	$439,700 Land $77,700 Building $362,000
2020	$5,129.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 63% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	25 / 6
Wabash Communications Fixed Wireless	10 / 1

May also be available: Brightspeed.

Cell Coverage

5G and 4G LTE (outdoors only)

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