5515 E 400 S, Berne, IN 46711 Property Records

Adams County property record for 5515 E 400 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	1 bd · 1,584 sqft · built 2000
Lot Size	40 acres (1,742,400 sqft)
Owner	Individual Name on Record
Tax Bill	$4,941 (2025)
Deeds & Mortgages	Nov 2025 Line of Credit Feb 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`01-09-21-400-004.000-001`

Property Details

APN / Parcel Number

Primary APN	`01-09-21-400-004.000-001`
Alternative APNs	`00819000001625` `01552959246`

Interior

Bedrooms	1 Bed
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
1st Floor Area	2,640 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Construction Type	Wood
Foundation Type	No Foundation
Roof Material	Metal
Lot Area	1,742,400 sqft (40 acres)
Terrain	Rolling

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	01552959246
Street Address	5515 E 400 S
City	BERNE
State	IN
Zip	46711-9319
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	W/2 W/2 SE SEC 21 (40A)
Jurisdiction	ADAMS IN
Township / Civil Division	BLUE CREEK
Census Block Group	2
Census Block	2041
Census Tract	30500

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5515 E 400 S, BERNE, IN 46711-9319
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 7, 2025	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS STATE BANK
Feb 15, 2018	Deed of Trust, Mortgage BANK OF GENEVA
Jun 3, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS BANK
Nov 12, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FARMERS & MERCHANTS BANK
May 7, 2018	Deed of Trust, Mortgage BANK OF GENEVA

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5515 E 400 S, BERNE, IN 46711-9319
Transaction Type	Mortgage
Record Updated	Jan 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025004353
Date	Nov 7, 2025
Instrument	2025004353

Lender

Name	FARMERS & MERCHANTS STATE BANK
Type	Bank
Address	ARCHBOLD, OH 43502

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 20, 2035

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5515 E 400 S, BERNE, IN 46711-9319
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018000625
Date	Feb 15, 2018
Instrument	2018000625

Lender

Name	BANK OF GENEVA
Type	Bank

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Feb 12, 2048

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5515 E 400 S, BERNE, IN 46711-9319
Transaction Type	Mortgage
Record Updated	Jun 24, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020002597
Date	Jun 3, 2020
Instrument	2020002597

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	109 Months
Due	Jul 1, 2029

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5515 E 400 S, BERNE, IN 46711-9319
Transaction Type	Mortgage
Record Updated	Dec 4, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019004410
Date	Nov 12, 2019
Instrument	2019004410

Lender

Name	FARMERS & MERCHANTS BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2029

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5515 E 400 S, BERNE, IN 46711-9319
Transaction Type	Mortgage
Record Updated	May 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018001669
Date	May 7, 2018
Instrument	2018001669

Lender

Name	BANK OF GENEVA
Type	Bank

Agreement

Amount	Amount Recorded

Interest

Type Change Date	Apr 30, 2028

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Blue Creek Township
Unified School District	Adams Central Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,941.00 (+1.9%) Homeowner's exemption	$405,600 (+16.92%) Land $91,600 Building $314,000	$405,600 (+16.92%) Land $91,600 Building $314,000
2024	$4,849.00 (+10.58%)
2023	$4,385.00 (+22.11%)	$346,900 (+13.96%) Land $84,700 Building $262,200	$346,900 (+13.96%) Land $84,700 Building $262,200
2022	$3,591.00 (+9.45%)	$304,400 Land $72,000 Building $232,400	$304,400 Land $72,000 Building $232,400
2020	$3,281.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
MetaLINK Technologies Fixed Wireless	500 / 100
Watch TV Fixed Wireless	400 / 40
Wabash Communications Fixed Wireless	50 / 15

Cell Coverage

4G LTE (outdoors only), no 5G reported

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