5499 E 400 S, Berne, IN 46711 Property Records

Adams County property record for 5499 E 400 S, Berne, IN 46711

Property Summary

Property Type	Rural Home
Details	1 bd · 1,748 sqft · built 2014
Lot Size	10.2 acres (446,054 sqft)
Owner	Individual Name on Record
Last Sale	$281,300 (Sep 2017)
Tax Bill	$2,110 (2025)
Deeds & Mortgages	Sep 2025 Mortgage Sep 2023 Line of Credit + 1 more
Flood Zone	Zone A (high risk)
APN	`01-09-21-300-004.000-001`

Property Details

APN / Parcel Number

Primary APN	`01-09-21-300-004.000-001`
Alternative APNs	`00819000004381` `00159878061`

Interior

Bedrooms	1 Bed
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,748 sqft Living Area
1st Floor Area	1,748 sqft
Basement Area	175 sqft
Unfinished Basement	175 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Construction Type	Wood
Roof Material	Asphalt
Lot Area	446,054 sqft (10.2 acres)

Utilities, Heating & Cooling

Heating System	Other

Location & Zoning

Account Number	00159878061
Street Address	5499 E 400 S
City	BERNE
State	IN
Zip	46711-9456
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	NE & E PT E/2 SW SEC 21 (10.24A)
Jurisdiction	ADAMS IN
Township / Civil Division	BLUE CREEK
Census Block Group	2
Census Block	2041
Census Tract	30500

Owner

Source: Adams County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	5499 E 400 S, BERNE, IN 46711-9456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 12, 2025	Deed of Trust, Mortgage · Conventional Mortgage FIRST BANK OF BERNE
Sep 29, 2023	Deed of Trust, Mortgage · Line of Credit FIRST BANK OF BERNE
Sep 1, 2017	Warranty Deed, Transfer FIRST BANK OF BERNE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 1, 2017 · Amount on Record
Deed Sale	Sep 1, 2017 · Amount on Record
Deed Document Number	20173257
Record Updated	Sep 20, 2026

September 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5499 E 400 S, BERNE, IN 46711-9456
Transaction Type	Mortgage
Record Updated	Oct 7, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2025003514
Date	Sep 12, 2025
Instrument	2025003514

Lender

Name	FIRST BANK OF BERNE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 8, 2055

Interest

Rate Type	Adjustable Rate
Rate	0.07%
Index	5-Year CMT

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADAMS IN
Property Address	5499 E 400 S, BERNE, IN 46711-9456
Transaction Type	Mortgage
Record Updated	Oct 31, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023003322
Date	Sep 29, 2023
Instrument	2023003322

Lender

Name	FIRST BANK OF BERNE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Oct 25, 2033

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADAMS IN
Recording Date	Sep 1, 2017
Property Address	5499 E 400 S, BERNE, IN 46711-9456
Document Number	2017003257
Instrument Date	Aug 31, 2017
Instrument	2017003257
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	5499 E 400 S, BERNE, IN 46711-9456

Mortgage

Document Number	2017003258
Date	Sep 1, 2017
Instrument	2017003258

Lender

Name	FIRST BANK OF BERNE
Type	Bank
Address	BERNE, IN 46711

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Aug 30, 2047

Tax Assessment & Valuation

Source: Adams County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Adams County
County Subdivision	Blue Creek Township
Unified School District	Adams Central Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,110.00 (+1.59%) Homeowner's exemption	$242,300 (+12.86%) Land $45,800 Building $196,500	$242,300 (+12.86%) Land $45,800 Building $196,500
2024	$2,077.00 (+3.75%)
2023	$2,002.00 (+13.43%)	$214,700 (+6.39%) Land $44,200 Building $170,500	$214,700 (+6.39%) Land $44,200 Building $170,500
2022	$1,765.00 (+7.56%)	$201,800 Land $41,200 Building $160,600	$201,800 Land $41,200 Building $160,600
2020	$1,641.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 19, 2014

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Watch TV Fixed Wireless	400 / 40
Wabash Communications Fixed Wireless	50 / 15
Verizon Fixed Wireless	25 / 6
MetaLINK Technologies Fixed Wireless	25 / 5

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on E 400 S

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures