Niagara County and Newfane Town property record for 5604 W Bluff, Olcott, NY 14126
| Details | 5 bd · 3.5 ba · 3,782 sqft · built 1991 |
|---|---|
| Lot Size | 0.573 acres (25,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $300,000 (Oct 2013) |
| Tax Bill | $12,689 (2026) |
| Deeds & Mortgages | Mar 2021 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 292800 14.06-1-34 |
| Primary APN | 292800 14.06-1-34 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 3,782 sqft Living Area |
| 1st Floor Area | 2,234 sqft |
| 2nd Floor Area | 1,548 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 25,000 sqft (0.573 acres) |
| Lot Dimensions | 250 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 1,344 sqft |
| Parking Spaces | 5 Parking Spaces |
| Pool Type | In-Ground Vinyl Pool |
|---|---|
| Porch | Slab |
| Porch Area | 372 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5604 WEST BLF |
|---|---|
| City | OLCOTT |
| State | NY |
| Zip | 14126-9532 |
| Property Category | Other |
| Property Type | Unknown |
| Legal Description | 33 15 7 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 34.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | NEWFANE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 24202 |
5604 W Bluff is owned by two individuals who bought it in October 2013.
Source: Niagara County and Newfane Town records, as of September 23, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | PO BOX 484, OLCOTT, NY 14126-0484 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 25, 2021 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Jun 15, 2020 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 1, 2013 · Amount on File |
| Deed Sale | Oct 1, 2013 · Amount on File |
| Prior Sale | Sep 25, 2000 · Amount on File |
| Deed Document Number | 201319693 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 5604 WEST BLF, OLCOTT, NY 14126-9532 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 5604 WEST BLF, OLCOTT, NY 14126-9532 |
| Document Number | 0000006016 |
|---|---|
| Date | Mar 25, 2021 |
| Instrument | 2021-06016 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Address | OLCOTT, NY 14126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 15, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 5604 WEST BLF, OLCOTT, NY 14126-9532 |
| Document Number | 0000009540 |
| Instrument Date | Jun 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5604 WEST BLF OLCOTT NY 141269532, OLCOTT, NY 14126-9532 |
| Document Number | 0000009540 |
|---|---|
| Date | Jun 24, 2020 |
| Instrument | 9540 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 23, 2035 |
The 2026 property tax bill for 5604 W Bluff was $12,689, up 4.5% from the year before.
Source: Niagara County and Newfane Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Newfane Town |
| Unified School District | Newfane Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $12,689.00 (+4.46%) | ||
| 2025 | $12,147.00 | $259,700 Land $18,400 Building $241,300 | $604,000 Land $42,794 Building $561,206 |
| 2023 | $258,100 Land $18,400 Building $239,700 | $496,300 Land $35,381 Building $460,919 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5604 W Bluff in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1986–2019) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5604 W Bluff is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWFANE TOWN WDS serves 9,304 people · EPA ID NY3100573 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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