Niagara County and Newfane Town property record for 5586 W Bluff, Olcott, NY 14126
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,036 sqft · built 1987 |
| Lot Size | 1.03 acres (45,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Oct 2018) |
| Tax Bill | $8,127 (2026) |
| Deeds & Mortgages | Jul 2022 Line of Credit May 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 292800 14.06-1-30 |
| Primary APN | 292800 14.06-1-30 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,036 sqft Living Area |
| 1st Floor Area | 1,018 sqft |
| 2nd Floor Area | 1,018 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Contemporary |
| Exterior Material | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 45,000 sqft (1.03 acres) |
| Lot Dimensions | 250 ft deep x 180 ft wide |
| Garage Type | Attached |
| Garage Area | 782 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Slab |
| Porch Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 5586 WEST BLF |
|---|---|
| City | OLCOTT |
| State | NY |
| Zip | 14126-9527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 33 15 7 |
| Legal Subdivision | HOLLAND LAND COMPANYS SURVEY |
| Legal Block | 1 |
| Legal Lot Number | 30.000 |
| Jurisdiction | NIAGARA NY |
| Township / Civil Division | NEWFANE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 24202 |
5586 W Bluff is owned by an individual who bought it in October 2018.
Source: Niagara County and Newfane Town records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5692 MCKEE RD, NEWFANE, NY 14108-9644 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 11, 2022 | Deed of Trust, Mortgage · Line of Credit CORNERSTONE COMMUNITY FCU |
| May 10, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 26, 2018 | Warranty Deed, Transfer · Conventional with PMI QUICKEN LNS |
| Sep 18, 2017 | Deed of Trust, Mortgage · Line of Credit ONTARIO SHRS FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 26, 2018 · Amount on File |
| Deed Sale | Oct 26, 2018 · Amount on File |
| Deed Document Number | 201818929 |
| Prior Transfer Date | Dec 29, 2000 |
| Prior Transfer Doc | 3083000277 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 5586 WEST BLF, OLCOTT, NY 14126-9527 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2023 |
| Name | Verified Name |
|---|---|
| Address | 6012 COOLARD, OLCOTT, NY 14126-9505 |
| Document Number | 0000003343 |
|---|---|
| Date | Jul 11, 2022 |
| Instrument | 2022-13343 |
| Name | CORNERSTONE COMMUNITY FCU |
|---|---|
| Type | Credit Union |
| Address | LOCKPORT, NY 14095 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Jul 10, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 5586 WEST BLF, OLCOTT, NY 14126-9527 |
| Transaction Type | Mortgage |
| Record Updated | May 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 5586 WEST BLF, OLCOTT, NY 14126-9527 |
| Document Number | 0000008745 |
|---|---|
| Date | May 10, 2022 |
| Instrument | 2022-08745 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Apr 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | NIAGARA NY |
| Recording Date | Oct 26, 2018 |
| Property Address | 5586 WEST BLF, OLCOTT, NY 14126-9527 |
| Document Number | 0000018929 |
| Instrument Date | Oct 23, 2018 |
| Instrument | 18929 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $740.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5692 MCKEE RD NEWFANE NY 141089644, NEWFANE, NY 14108-9644 |
| Document Number | 18930 |
|---|---|
| Date | Oct 26, 2018 |
| Instrument | 18930 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 25, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | NIAGARA NY |
| Property Address | 5586 WEST BLF, OLCOTT, NY 14126-9527 |
| Document Number | 0000018856 |
| Instrument Date | Sep 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 19, 2017 |
| Name | Verified Name |
|---|---|
| Address | 5586 WEST BLF OLCOTT NY 141269527, OLCOTT, NY 14126-9527 |
| Document Number | 0000018856 |
|---|---|
| Date | Sep 25, 2017 |
| Instrument | 18856 |
| Name | ONTARIO SHRS FCU |
|---|---|
| Type | Credit Union |
| Address | NEWFANE, NY 14108 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Sep 24, 2042 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 5586 W Bluff was $8,127, up 3.8% from the year before.
Source: Niagara County and Newfane Town assessment roll, as of April 17, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Niagara County |
| County Subdivision | Newfane Town |
| Unified School District | Newfane Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $8,127.00 (+3.83%) | ||
| 2025 | $7,827.00 | $167,100 Land $29,800 Building $137,300 | $388,600 Land $69,301 Building $319,299 |
| 2023 | $167,100 Land $29,800 Building $137,300 | $321,300 Land $57,299 Building $264,001 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5586 W Bluff in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 6, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1986–2019) |
| Claims Outside the SFHA | 2 of 4 |
| Most Recent Claim | Jul 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5586 W Bluff is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.9% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NEWFANE TOWN WDS serves 9,304 people · EPA ID NY3100573 |
|---|---|
| Water Source | Purchased surface water from NIAGARA COUNTY WATER DISTRICT |
| Last State Inspection | Dec 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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