5603 Ladderback, Holt, MI 48842 Property Records

Ingham County property record for 5603 Ladderback, Holt, MI 48842

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,680 sqft · built 2018
Lot Size0.323 acres (14,070 sqft)
OwnerIndividual Name on Record
Last Sale$272,500 (Jul 2021)
Tax Bill$6,747 (2025)
Deeds & MortgagesJul 2021 Sale & Mortgage
Jun 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN33-25-05-20-276-012

Property Details

APN / Parcel Number

Primary APN33-25-05-20-276-012

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,680 sqft Living Area
1st Floor Area720 sqft
Basement Area720 sqft
FlooringVinyl/Resilient

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2018
Exterior MaterialVinyl
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialAsphalt
Lot Area14,070 sqft (0.323 acres)
Lot Dimensions174 ft deep x 80.7 ft wide
Garage TypeDetached
Garage Area400 sqft
PorchSlab
Deck Area136 sqft
Balcony Area240 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address5603 LADDERBACK
CityHOLT
StateMI
Zip48842-8689
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeNOT APP
Legal DescriptionMEADOW RIDGE SUBDIVISION #5, LOT 160 SPLIT ON 08/23/2006 FROM 33-25-05-20-200-018;
Legal SubdivisionMEADOW RIDGE 05
Legal Lot Number160
Legal Unit160
JurisdictionINGHAM MI
Township / Civil DivisionDELHI
Census Block Group1
Census Block1001
Census Tract5501

Owner

Source: Ingham County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address5603 LADDERBACK, HOLT, MI 48842-8689
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 29, 2021Warranty Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Jun 17, 2021Deed of Trust, Mortgage · Line of Credit
THE DART BANK
Jul 5, 2019Warranty Deed, Transfer · Conventional Mortgage
HANSCOM FCU
Oct 2, 2018Quit Claim Deed, Transfer
Quitclaim
May 25, 2018Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 29, 2021 · Amount on Record
Deed SaleJul 29, 2021 · Amount on Record
Prior SaleJul 5, 2019 · Amount on Record
Deed Document Number202133332
Prior Transfer DateAug 31, 2018
Prior Transfer Doc0000033694
Record UpdatedOct 29, 2026

July 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINGHAM MI
Recording DateJul 29, 2021
Property Address5603 LADDERBACK, HOLT, MI 48842-8689
Document Number0000033332
Map ReferenceLB 56 PG 49
Instrument DateJul 22, 2021
Instrument2021-033332
Transaction TypeTransfer
Record UpdatedAug 30, 2021
Title CompanyMAIN STREET ESCROW AND TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,343.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5603 LADDERBACK, 5603, HOLT, MI 48842-8689

Transferred To (Grantee/Buyer)

NameVerified Name
Address10776 CANTERBURY LN, GRAND LEDGE, MI 48837-8467

Mortgage

Document Number0000033333
DateJul 29, 2021
Instrument2021-033333
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2051

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINGHAM MI
Property Address5603 LADDERBACK, HOLT, MI 48842-8689
Transaction TypeMortgage
Record UpdatedJul 9, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027017
DateJun 17, 2021
Instrument2021-027017
Lender
NameTHE DART BANK
TypeBank
AddressLANSING, MI 48912
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJun 28, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

July 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINGHAM MI
Recording DateJul 5, 2019
Property Address5603 LADDERBACK, HOLT, MI 48842-8689
Document Number0000022456
Map ReferenceLB 56 PG 49
Instrument DateJun 24, 2019
Instrument2019-022456
Transaction TypeTransfer
Record UpdatedAug 5, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,064.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2186 E CENTRE AVE, 2186, PORTAGE, MI 49002-4420

Transferred To (Grantee/Buyer)

NameVerified Name
Address700 S SKYLOFT DR APT 204, 204, ASHEVILLE, NC 28801-0111

Mortgage

Document Number0000022458
DateJul 5, 2019
Instrument2019-022458
Lender
NameHANSCOM FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2034

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionINGHAM MI
Recording DateOct 2, 2018
Property Address5603 LADDERBACK, HOLT, MI 48842-8689
Document Number0000033694
Instrument DateAug 31, 2018
Instrument33694
Transaction TypeTransfer
Record UpdatedNov 9, 2018

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2186 E CENTRE AVE PORTAGE MI 490024420, PORTAGE, MI 49002-4420

May 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionINGHAM MI
Recording DateMay 25, 2018
Property Address5603 LADDERBACK, HOLT, MI 48842-8689
Document Number0000019437
Instrument DateMay 18, 2018
Instrument19437
Transaction TypeTransfer
Record UpdatedJul 4, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$65.00
Amount AccuracyConfirmed
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address2186 E CENTRE ST PORTAGE MI 49002, PORTAGE, MI 49002

Tax Assessment & Valuation

Source: Ingham County assessment roll, as of October 6, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyIngham County
County SubdivisionDelhi Charter Township
Unified School DistrictHolt Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$147,200 (+2.15%) Land $32,800 Building $114,400$294,400 (+2.15%) Land $65,600 Building $228,800
2025$6,747.00 (+26.89%) Homeowner's exemption$144,100 (+16.3%) Land $32,800 Building $111,300$288,200 (+16.3%) Land $65,600 Building $222,600
2023$123,900 Land $24,900 Building $99,000$247,800 Land $49,800 Building $198,000
2022$5,317.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies8 in force
Nearby Flood Claims5 (1978–2011)
Claims Outside the SFHA3 of 5
Most Recent ClaimJul 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 77 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

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