5601 Whispering Woods Dr, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 5601 Whispering Woods Dr, Pace, FL 32571

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,948 sqft · built 1995
Lot Size	0.539 acres (23,522 sqft)
Owner	2 Owner Names on File
Last Sale	$143,000 (Oct 2002)
Tax Bill	$1,851 (2024)
Deeds & Mortgages	Dec 2023 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`34-2N-29-5699-00B00-0490`

Property Details

APN / Parcel Number

Primary APN	`34-2N-29-5699-00B00-0490`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,948 sqft Heated Area
Gross Area	3,319 sqft
1st Floor Area	2,388 sqft
Upper Floors Area	240 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1995
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Masonry
Roof Material	Shingle
Lot Area	23,522 sqft (0.539 acres)
Lot Dimensions	2,130 ft deep x 1,000 ft wide
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	813 sqft
Patio Area	129 sqft
Shed	1 Shed
Shed Area	1 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	342N29569900B000490
Street Address	5601 WHISPERING WOODS DR
City	PACE
State	FL
Zip	32571-8362
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR1
Legal Description	WHISPERING WOODS PHASE 3 LOT 49 BLK B AS DES IN OR 2064 PG 611
Legal Range	29W
Legal Township	02N
Legal Section	34
Legal Subdivision	WHISPERING WOODS/ALL
Legal Phase	3
Legal Block	B
Legal Lot Number	49
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	2
Census Block	2000
Census Tract	10301

Owner

The current owner of 5601 Whispering Woods Dr bought it in October 2002.

Source: Santa Rosa County records, as of October 27, 2025

Owner of Record	2 Owner Names on File
Mailing Address	5601 WHISPERING WOODS DR, PACE, FL 32571-8362
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 21, 2002 · Amount on File
Deed Sale	Oct 21, 2002 · Amount on File
Prior Sale	Jul 10, 2000 · Amount on File
Deed Document Number	0206400611
Deed Book / Page	02064 / 00611
Record Updated	Jun 8, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA ROSA FL
Property Address	5601 WHISPERING WOODS DR, PACE, FL 32571-8362
Transaction Type	Mortgage
Record Updated	Mar 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5601 WHISPERING WOODS DR, MILTON, FL 32571-8362

Mortgage

Document Number	0044560278
Date	Dec 5, 2023
Book Page	4456/278
Instrument	202354018

Lender

Name	PEN AIR FCU
Type	Credit Union
Address	PENSACOLA, FL 32514

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Dec 4, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$1,851.00 (+11.37%) Homeowner's exemption	$171,558 (+3%)	$267,542 (+0.96%) Land $35,000 Building $232,542
2023	$1,662.00 (+2.97%) Homeowner's exemption	$166,561 (+3%)	$264,987 (+2.79%) Land $35,000 Building $229,987
2022	$1,614.00 Homeowner's exemption	$161,710	$257,797 Land $30,000 Building $227,797

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 5601 Whispering Woods Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 39 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	39 in force
Nearby Flood Claims	4 (2014–2020)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2014 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 5601 Whispering Woods Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · lower than 68% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20