Santa Rosa County property record for 5609 Whispering Woods Dr, Pace, FL 32571
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,877 sqft · built 1995 |
| Lot Size | 0.498 acres (21,693 sqft) |
| Owner | Trust Name on Record |
| Last Sale | $249,900 (Feb 2018) |
| Tax Bill | $2,608 (2024) |
| Deeds & Mortgages | Mar 2023 Line of Credit Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 34-2N-29-5699-00B00-0470 |
| Primary APN | 34-2N-29-5699-00B00-0470 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,877 sqft Heated Area |
| Gross Area | 2,641 sqft |
| 1st Floor Area | 2,297 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Custom/Decorative |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1995 |
|---|---|
| Exterior Material | Brick |
| Construction Type | Wood |
| Foundation Type | Masonry |
| Roof Material | Shingle |
| Lot Area | 21,693 sqft (0.498 acres) |
| Lot Dimensions | 2,130 ft deep x 1,020 ft wide |
| Garage Area | 840 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 826 sqft |
| Patio Area | 613 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Account Number | 342N29569900B000470 |
|---|---|
| Street Address | 5609 WHISPERING WOODS DR |
| City | PACE |
| State | FL |
| Zip | 32571-8362 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR1 |
| Legal Description | WHISPERING WOODS PHASE 3 LOT 47 BLK B AS DES IN OR 3700 PG 135 |
| Legal Range | 29W |
| Legal Township | 02N |
| Legal Section | 34 |
| Legal Subdivision | WHISPERING WOODS/ALL |
| Legal Phase | 3 |
| Legal Block | B |
| Legal Lot Number | 47 |
| Jurisdiction | SANTA ROSA FL |
| Township / Civil Division | PACE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10301 |
Source: Santa Rosa County records, as of October 27, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 5609 WHISPERING WOODS DR, PACE, FL 32571-8362 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed of Trust, Mortgage · Line of Credit REGIONS BANK |
| Dec 2, 2020 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE TRUST INC |
| Feb 7, 2018 | Warranty Deed, Transfer · Conventional Mortgage MORTGAGE TRUST INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 7, 2018 · Amount on Record |
| Deed Sale | Feb 7, 2018 · Amount on Record |
| Prior Sale | Feb 3, 2005 · Amount on Record |
| Deed Document Number | 201804628 |
| Deed Book / Page | 3700 / 0135 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5609 WHISPERING WOODS DR, PACE, FL 32571-8362 |
| Transaction Type | Mortgage |
| Record Updated | Mar 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 5609 WHISPERING WOODS DR, PACE, FL 32571-8362 |
| Document Number | 0043781298 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | 4378/1298 |
| Instrument | 202312541 |
| Name | REGIONS BANK |
|---|---|
| Type | Bank |
| Address | BIRMINGHAM, AL 35244 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 4, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Property Address | 5609 WHISPERING WOODS DR, PACE, FL 32571-8362 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 5609 WHISPERING WOODS DR, MILTON, FL 32571-8362 |
| Document Number | 0040370373 |
|---|---|
| Date | Dec 2, 2020 |
| Book Page | 4037/373 |
| Instrument | 202064691 |
| Name | MORTGAGE TRUST INC |
|---|---|
| Type | Mortgage Company |
| Address | PENSACOLA, FL 32502 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SANTA ROSA FL |
| Recording Date | Feb 7, 2018 |
| Property Address | 5609 WHISPERING WOODS DR, PACE, FL 32571-8362 |
| Document Number | 0037000135 |
| Book / Page | 3700 / 0135 |
| Map Reference | MB F PG61 |
| Instrument Date | Feb 5, 2018 |
| Instrument | 201804628 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2021 |
| Title Company | GUARANTEE TITLE OF NORTHWEST |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,749.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 566 NW MAGNOLIA CIR, 566, CRYSTAL RIVER, FL 34428-3824 |
| Name | Verified Name |
|---|---|
| Address | 4349 BURTONWOOD CT, PENSACOLA, FL 32514-8065 |
| Document Number | 0201804629 |
|---|---|
| Date | Feb 7, 2018 |
| Instrument | 201804629 |
| Name | MORTGAGE TRUST INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2048 |
Source: Santa Rosa County assessment roll, as of July 1, 2024
| Type | Name |
|---|---|
| State | Florida |
| County | Santa Rosa County |
| Unified School District | Santa Rosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $2,608.00 (+8.62%) Homeowner's exemption | $229,656 (+3%) | $302,981 (+2.45%) Land $35,000 Building $267,981 |
| 2023 | $2,401.00 (+2.69%) Homeowner's exemption | $222,967 (+3%) | $295,739 (+2.17%) Land $35,000 Building $260,739 |
| 2022 | $2,338.00 Homeowner's exemption | $216,473 | $289,471 Land $30,000 Building $259,471 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 39 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 39 in force |
| Nearby Flood Claims | 4 (2014–2020) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Sep 2020 · Hurricane Sally |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 68% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PACE WATER SYSTEM, INC. private · serves 49,328 people · EPA ID FL1570671 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 3 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 57 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures