560 SW 85th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 560 SW 85th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,622 sqft · built 1988
Lot Size	0.505 acres (21,998 sqft)
Owner	2 Individual Names on Record
Last Sale	$204,000 (Jan 2021)
Tax Bill	$2,540 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Oct 2018 Mortgage
Flood Zone	Zone A (high risk)
APN	`1-22-37-34-0050-00000-0070`

Property Details

APN / Parcel Number

Primary APN	`1-22-37-34-0050-00000-0070`
Alternative APN	`R12237340050000000070`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,622 sqft Living Area
Gross Area	2,609 sqft
1st Floor Area	1,190 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,998 sqft (0.505 acres)
Lot Dimensions	220 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	441 sqft
Porch	Finished Screened Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	560 SW 85TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-1586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH LAKE COUNTRY ESTATES UNIT NO. II (PLAT BOOK 5 PAGE 86) LOT 7
Legal Range	34E
Legal Township	37S
Legal Section	22
Legal Subdivision	NORTH LAKE COUNTRY ESTATES UNIT NO II
Legal Lot Number	7
Legal Unit	2
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2003
Census Tract	910602

Owner

Source: Okeechobee County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	560 SW 85TH AVE, OKEECHOBEE, FL 34974-1586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Warranty Deed, Transfer · FHA Mortgage FREEDOM MTG
Oct 8, 2018	Intrafamily Transfer, Transfer · VA Mortgage CARRINGTON MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Prior Sale	Oct 8, 2018
Deed Document Number	202114
Prior Transfer Date	Sep 24, 2018
Prior Transfer Doc	0008140777
Record Updated	Jun 8, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Jan 4, 2021
Property Address	560 SW 85TH AVE, OKEECHOBEE, FL 34974-1586
Document Number	0000000014
Instrument Date	Dec 30, 2020
Instrument	14
Transaction Type	Transfer
Record Updated	Feb 11, 2021
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,428.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	560 SW 85TH AVE OKEECHOBEE FL 349741586, OKEECHOBEE, FL 34974-1586

Mortgage

Document Number	15
Date	Jan 4, 2021
Instrument	15

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 3, 2051

October 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 8, 2018
Property Address	560 SW 85TH AVE, OKEECHOBEE, FL 34974-1586
Document Number	0008140777
Book / Page	0814 / 0777
Map Reference	MB5 PG86
Instrument Date	Sep 24, 2018
Instrument	2018012086
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	560 SW 85TH AVE, 560, OKEECHOBEE, FL 34974-1586

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	560 SW 85TH AVE, OKEECHOBEE, FL 34974-1586

Mortgage

Document Number	2018012087
Date	Oct 8, 2018
Instrument	2018012087

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2048

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,540.00 (+7.49%) Homeowner's exemption	$173,755 (+5.99%)	$234,075 (+3.94%) Land $37,000 Building $197,075
2023	$2,363.00 (+7.51%) Homeowner's exemption	$163,940 (+3%)	$225,201 (+21.5%) Land $32,000 Building $193,201
2022	$2,198.00 Homeowner's exemption	$159,165	$185,350 Land $23,000 Building $162,350

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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