400 SW 85th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 400 SW 85th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,518 sqft · built 1986
Lot Size	0.505 acres (21,998 sqft)
Owner	Individual Name on Record
Last Sale	$349,000 (May 2024)
Tax Bill	$1,299 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2019 Sale & Mortgage
Flood Zone	Zone A (high risk)
APN	`1-22-37-34-0050-00000-0060`

Property Details

APN / Parcel Number

Primary APN	`1-22-37-34-0050-00000-0060`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,518 sqft Heated Area
Gross Area	2,415 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1990
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,998 sqft (0.505 acres)
Lot Dimensions	220 ft deep x 100 ft wide
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	400 SW 85TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-1586
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH LAKE COUNTRY ESTATES UNIT NO. II (PLAT BOOK 5 PAGE 86) LOT 6
Legal Range	34E
Legal Township	37S
Legal Section	22
Legal Subdivision	NORTH LAKE COUNTRY ESTATES
Legal Lot Number	6
Legal Unit	2
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2003
Census Tract	910602

Owner

Source: Okeechobee County records, as of December 5, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	400 SW 85TH AVE, OKEECHOBEE, FL 34974-1586
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 7, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESOURCE GROUP
May 6, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 10, 2024 · Amount on Record
Deed Sale	May 10, 2024 · Amount on Record
Prior Sale	May 6, 2019 · Amount on Record
Deed Document Number	0000005119
Record Updated	Jun 8, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	400 SW 85TH AVE, OKEECHOBEE, FL 34974-1586
Transaction Type	Mortgage
Record Updated	May 2, 2022
Title Company	FIDELITY NATIONAL TITLE-OR, FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	400 SW 85TH AVE, OKEECHOBEE, FL 34974-1586

Mortgage

Document Number	0000008502
Date	Jul 7, 2021
Instrument	2021008502

Lender

Name	MORTGAGE RESOURCE GROUP
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	May 6, 2019
Property Address	400 SW 85TH AVE, OKEECHOBEE, FL 34974-1586
Document Number	0008240549
Book / Page	000824 / 000549
Instrument Date	May 3, 2019
Instrument	4717
Transaction Type	Transfer
Record Updated	May 14, 2019
Title Company	CLEAR TITLE, CLEAR TITLE & LEGAL SVCS

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,400.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	400 SW 85TH AVE OKEECHOBEE FL 349741586, OKEECHOBEE, FL 34974-1586

Mortgage

Document Number	8240551
Date	May 6, 2019
Book Page	000824/000551
Instrument	4718

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 5, 2049

Tax Assessment & Valuation

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,299.00 (+102.34%) Homeowner's exemption Widower's exemption	$140,388 (-28.77%)	$263,195 (+13.33%) Land $37,000 Building $226,195
2023	$642.00 (-78.97%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$197,078 (+3%)	$232,237 (+21.38%) Land $32,000 Building $200,237
2022	$3,053.00	$191,338 Land $23,000 Building $168,338	$191,338 Land $23,000 Building $168,338

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 92 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Fiber	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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