Okeechobee County property record for 405 SW 85th Ave, Okeechobee, FL 34974
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,264 sqft · built 2001 |
| Lot Size | 0.661 acres (28,793 sqft) |
| Owner | Individual Name on File |
| Last Sale | $125,000 (Jan 2016) |
| Tax Bill | $2,027 (2025) |
| Deeds & Mortgages | May 2026 Line of Credit |
| Flood Zone | Zone A (high risk) |
| APN | 1-22-37-34-0050-00000-0120 |
| Primary APN | 1-22-37-34-0050-00000-0120 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,264 sqft Living Area |
| Gross Area | 1,644 sqft |
| 1st Floor Area | 1,264 sqft |
| Flooring | Carpet |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 28,793 sqft (0.661 acres) |
| Lot Dimensions | 220 ft deep x 131 ft wide |
| Garage Type | Attached |
| Garage Area | 240 sqft |
| Porch | Finished Screened Porch |
| Porch Area | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 405 SW 85TH AVE |
|---|---|
| City | OKEECHOBEE |
| State | FL |
| Zip | 34974-1587 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NORTH LAKE COUNTRY ESTATES UNIT NO. II (PLAT BOOK 5 PAGE 86) LOT 12 |
| Legal Subdivision | NORTH LAKE COUNTRY ESTATES UNIT NO II |
| Legal Lot Number | 12 |
| Jurisdiction | OKEECHOBEE FL |
| Township / Civil Division | OKEECHOBEE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 910602 |
405 SW 85th Ave is owned and occupied by an individual who bought it in January 2016.
Source: Okeechobee County records, as of June 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 405 SW 85TH AVE, OKEECHOBEE, FL 34974-1587 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 12, 2016 · Amount on File |
| Deed Sale | Jan 12, 2016 · Amount on File |
| Prior Sale | Jan 5, 2009 · Amount on File |
| Deed Document Number | 2016220 |
| Deed Book / Page | 769 / 811 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKEECHOBEE FL |
| Recording Date | May 29, 2026 |
| Property Address | 405 SW 85TH AVE, OKEECHOBEE, FL 34974-1587 |
| Document Number | 0000006028 |
| Instrument Date | May 21, 2026 |
| Instrument | 20266028 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES |
| Name | Verified Name |
|---|---|
| Address | 405 SW 85TH AVE, OKEECHOBEE, FL 34974-1587 |
| Document Number | 0000006028, |
|---|---|
| Date | May 29, 2026 |
| Instrument | 20266028 |
| Name | GOODLEAP LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jun 17, 2041 |
| Rate | 5.58% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 405 SW 85th Ave was $2,027 with a homeowner's exemption.
Source: Okeechobee County assessment roll, as of November 19, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okeechobee County |
| Unified School District | Okeechobee County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,027.00 Homeowner's exemption | $136,313 | $223,042 Land $37,000 Building $186,042 |
| 2023 | $1,871.00 (+8.91%) Homeowner's exemption | $128,613 (+3%) | $214,247 (+22.33%) Land $32,000 Building $182,247 |
| 2022 | $1,718.00 Homeowner's exemption | $124,867 | $175,136 Land $23,000 Building $152,136 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 405 SW 85th Ave in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 92 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 92 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Aug 2024 · Hurricane Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 405 SW 85th Ave is moderate, ranking above 62% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · lower than 63% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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