560 Derose Ln, Freehold, NJ 07728 Property Records

Ocean County and Jackson Township property record for 560 Derose Ln, Freehold, NJ 07728

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 4,024 sqft · built 2007
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on Record
Last Sale$730,000 (Aug 2019)
Tax Bill$16,957 (2025)
Deeds & MortgagesOct 2018 Mortgage
Jun 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN12-01001-0000-00071

Property Details

APN / Parcel Number

Primary APN12-01001-0000-00071
Alternative APNs
  • 12001320000000030021
  • 120013200000000321

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area4,024 sqft Living Area
Gross Area6,500 sqft
Basement Area2,476 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2007
Effective Year BuiltEffective 2007
Architectural StyleColonial
Construction TypeFrame
Roof TypeHip
Roof MaterialAsbestos
Lot Area43,560 sqft
Garage TypeAttached
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Old Parcel Number120013200000000321
Street Address560 DEROSE LN
CityFREEHOLD
StateNJ
Zip07728-9234
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal Description1.00 AC
Legal SubdivisionPINE HILL ESTATES
Legal Block1001
Legal Lot Number71
JurisdictionOCEAN NJ
Township / Civil DivisionJACKSON
Census Block Group2
Census Block2000
Census Tract717101

Owner

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address560 DEROSE LN, FREEHOLD, NJ 07728-9234
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 24, 2018Deed of Trust, Mortgage
UNITY BANK
Jun 15, 2018Deed of Trust, Mortgage · Conventional Mortgage
UNITED TELETECH FINANCIAL FCU
Aug 9, 2019Grant Deed, Transfer · Conventional Mortgage
FM HM LOANS
Jan 19, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED TELETECH FIN'L FCU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 9, 2019 · Amount on Record
Deed SaleAug 9, 2019 · Amount on Record
Prior SaleMay 22, 2008 · Amount on Record
Deed Document Number201977259
Deed Book / Page17566 / 835
Record UpdatedSep 20, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address560 DEROSE LN, FREEHOLD, NJ 07728-9234
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0172781256
DateOct 24, 2018
Book Page17278/1256
Instrument2018104357
Lender
NameUNITY BANK
TypeBank
AddressCLINTON, NJ 08809
Agreement
AmountAmount Recorded

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address560 DEROSE LN, FREEHOLD, NJ 07728-9234
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0171470762
DateJun 15, 2018
Book Page17147/762
Instrument2018058479
Lender
NameUNITED TELETECH FINANCIAL FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJun 14, 2033
Interest
Rate TypeFixed Rate

August 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOCEAN NJ
Recording DateAug 9, 2019
Property Address560 DEROSE LN, FREEHOLD, NJ 07728-9234
Document Number0175660835
Book / Page017566 / 000835
Instrument DateAug 6, 2019
Instrument77259
Transaction TypeTransfer
Record UpdatedAug 29, 2019
Title CompanyMADISON TITLE AGENCY LLC, MADISON TITLE AGCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$730.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address560 DEROSE LN FREEHOLD NJ 077289234, FREEHOLD, NJ 07728-9234

Mortgage

Document Number175660842
DateAug 9, 2019
Book Page017566/000842
Instrument77260
Lender
NameFM HM LOANS
AddressBROOKLYN, NY 11210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 8, 2049

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOCEAN NJ
Property Address560 DEROSE LN, FREEHOLD, NJ 07728-9234
Document Number0166410832
Instrument DateJan 19, 2017
Transaction TypeMortgage
Record UpdatedAug 15, 2018
Title CompanyQUALITY TITLE COMPANY, QUALITY TITLE AND ABSTRACT AGENC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address560 DEROSE LN FREEHOLD NJ 077289234, FREEHOLD, NJ 07728-9234

Mortgage

Document Number0166410832
DateJan 25, 2017
Book Page016641/000832
Instrument9315
Lender
NameUNITED TELETECH FIN'L FCU
TypeCredit Union
AddressTINTON FALLS, NJ 07724
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJan 24, 2032

Tax Assessment & Valuation

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyOcean County
County SubdivisionJackson Township
Unified School DistrictJackson Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$1,155,300 (+1.72%) Land $293,000 Building $862,300$1,155,300 (+1.72%) Land $293,000 Building $862,300
2025$16,957.00 (-0.99%)$1,135,800 (+81.64%) Land $293,000 Building $842,800$1,135,800 (+81.64%) Land $293,000 Building $842,800
2024$17,126.00 (+6.04%)
2023$625,300 Land $120,000 Building $505,300$625,300 Land $120,000 Building $505,300
2022$16,151.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2005)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · above 69% of New Jersey
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Cable · Fiber in parts of the area
940 / 35
Verizon
Fixed Wireless · Fiber in parts of the area
300 / 20

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