Ocean County and Jackson Township property record for 550 Derose Ln, Freehold, NJ 07728
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 3,357 sqft · built 2010 |
| Lot Size | 1 acre (43,560 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $930,000 (Nov 2021) |
| Tax Bill | $15,874 (2025) |
| Deeds & Mortgages | Sep 2022 Line of Credit Nov 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-01001-0000-00070 |
| Primary APN | 12-01001-0000-00070 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 3,357 sqft Living Area |
| Gross Area | 5,316 sqft |
| Basement Area | 1,959 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 43,560 sqft |
| Garage Type | Attached |
| Parking Spaces | 3 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Old Parcel Number | 120013200000000322 |
|---|---|
| Street Address | 550 DEROSE LN |
| City | FREEHOLD |
| State | NJ |
| Zip | 07728-9234 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R3 |
| Legal Description | 1.00 AC |
| Legal Subdivision | PINE HILL ESTATES |
| Legal Block | 1001 |
| Legal Lot Number | 70 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | JACKSON |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 717101 |
550 Derose Ln is owned and occupied by two individuals who bought it in November 2021.
Source: Ocean County and Jackson Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 550 DEROSE LN, FREEHOLD, NJ 07728-9234 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 13, 2022 | Deed of Trust, Mortgage · Line of Credit PNC BANK NA |
| Nov 18, 2021 | Bargain and Sale Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2021 · Amount on File |
| Deed Sale | Nov 18, 2021 · Amount on File |
| Prior Sale | Dec 9, 2010 · Amount on File |
| Deed Document Number | 2021164821 |
| Deed Book / Page | 18781 / 1542 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 550 DEROSE LN, FREEHOLD, NJ 07728-9234 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 550 DEROSE LN, FREEHOLD, NJ 07728-9234 |
| Document Number | 0191621971 |
|---|---|
| Date | Sep 13, 2022 |
| Book Page | 19162/1971 |
| Instrument | 2022099181 |
| Name | PNC BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19801 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 479 Months |
| Due | Aug 15, 2062 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Nov 18, 2021 |
| Property Address | 550 DEROSE LN, FREEHOLD, NJ 07728-9234 |
| Document Number | 0187811542 |
| Book / Page | 18781 / 1542 |
| Instrument Date | Oct 29, 2021 |
| Instrument | 2021164821 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2022 |
| Title Company | STERLING TITLE AGENCY, STERLING TITLE AGENCY LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,763.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1701 7TH STREET, 1701, PALMETTO, FL 34221 |
| Name | Verified Name |
|---|---|
| Address | 550 DEROSE LN, FREEHOLD, NJ 07728-9234 |
| Investor | Possibly a Property Investor |
| Document Number | 2021164822 |
|---|---|
| Date | Nov 18, 2021 |
| Instrument | 2021164822 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Nov 1, 2051 |
The 2025 property tax bill for 550 Derose Ln was $15,874.
Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Jackson Township |
| Unified School District | Jackson Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,063,200 (-) Land $293,000 Building $770,200 | $1,063,200 (-) Land $293,000 Building $770,200 | |
| 2025 | $15,874.00 (-0.01%) | $1,063,200 Land $293,000 Building $770,200 | $1,063,200 Land $293,000 Building $770,200 |
| 2024 | $15,875.00 | ||
| 2023 | $559,500 Land $120,000 Building $439,500 | $559,500 Land $120,000 Building $439,500 | |
| 2022 | $14,451.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 550 Derose Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2005 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 550 Derose Ln is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 52% of the US · above 69% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable · Fiber in parts of the area | 940 / 35 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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