551 Derose Ln, Freehold, NJ 07728 Property Records

Ocean County and Jackson Township property record for 551 Derose Ln, Freehold, NJ 07728

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,395 sqft · built 2001
Lot Size	1.01 acres (44,431 sqft)
Owner	Individual Name on File
Last Sale	$880,000 (Jun 2022)
Tax Bill	$14,712 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-01001-0000-00090`

Property Details

APN / Parcel Number

Primary APN	`12-01001-0000-00090`
Alternative APNs	`12001320000000030002` `120013200000000302`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,395 sqft Living Area
Gross Area	5,368 sqft
Basement Area	1,973 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Architectural Style	Colonial
Construction Type	Frame
Roof Type	Hip
Roof Material	Asbestos
Lot Area	44,431 sqft
Garage Type	Attached
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	120013200000000302
Street Address	551 DEROSE LN
City	JACKSON
State	NJ
Zip	08527
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	1.02 AC
Legal Subdivision	PINE HILL ESTATES
Legal Block	1001
Legal Lot Number	90
Jurisdiction	OCEAN NJ
Township / Civil Division	JACKSON
Census Block Group	2
Census Block	2000
Census Tract	717101

Owner

551 Derose Ln is owned and occupied by an individual who bought it in June 2022.

Source: Ocean County and Jackson Township records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	551 DEROSE LN, JACKSON, NJ 08527
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 8, 2022 · Amount on File
Deed Sale	Jun 8, 2022 · Amount on File
Prior Sale	Nov 7, 2001 · Amount on File
Deed Document Number	202266140
Deed Book / Page	19059 / 1257
Record Updated	Oct 29, 2026

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	Jun 8, 2022
Property Address	551 DEROSE LN, FREEHOLD, NJ 07728-9235
Document Number	0190591257
Book / Page	19059 / 1257
Instrument Date	May 13, 2022
Instrument	2022066140
Transaction Type	Transfer
Record Updated	Jun 28, 2022
Title Company	ABSOLUTE TITLE AGENCY OF NJ LLC, ABSOLUTE TITLE AGE OF NJ LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,919.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	99 OLD AMBOY RD, 99, OLD BRIDGE, NJ 08857-3474

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	551 DEROSE LANE, JACKSON, NJ 08527

Mortgage

Document Number	2022066141
Date	Jun 8, 2022
Instrument	2022066141

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 551 Derose Ln was $14,712, down 4.4% from the year before.

Source: Ocean County and Jackson Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Jackson Township
Unified School District	Jackson Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$985,400 (-) Land $294,000 Building $691,400	$985,400 (-) Land $294,000 Building $691,400
2025	$14,712.00 (-4.44%)	$985,400 Land $294,000 Building $691,400	$985,400 Land $294,000 Building $691,400
2024	$15,395.00
2023		$562,100 Land $120,100 Building $442,000	$562,100 Land $120,100 Building $442,000
2022	$14,519.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 551 Derose Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2005)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2005 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 551 Derose Ln is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · above 72% of New Jersey
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
Verizon Fixed Wireless · Fiber in parts of the area	300 / 20