560 Beach St, Mount Morris, MI 48458 Property Records

Genesee County property record for 560 Beach St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,122 sqft · built 1890
Lot Size	0.241 acres (10,498 sqft)
Owner	Individual Name on Record
Last Sale	$140,000 (Feb 2024)
Tax Bill	$2,515 (2025)
Deeds & Mortgages	Feb 2024 Sale & Mortgage Mar 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-189`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-189`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,122 sqft Living Area
1st Floor Area	836 sqft
Basement Area	286 sqft

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Lot Area	10,498 sqft (0.241 acres)
Lot Dimensions	100 ft deep x 105 ft wide
Garage Area	512 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Street Address	560 BEACH ST
City	MOUNT MORRIS
State	MI
Zip	48458-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOTS 230 AND 231 PLAT OF BUENA VISTA
Legal Subdivision	PLAT
Legal Lot Number	230-231
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2027
Census Tract	12310

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	560 BEACH ST, MOUNT MORRIS, MI 48458-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Warranty Deed, Transfer · Conventional Mortgage THE STATE BANK
Mar 7, 2023	Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Dec 27, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 21, 2024 · Amount on Record
Deed Sale	Feb 21, 2024 · Amount on Record
Prior Sale	Mar 7, 2023 · Amount on Record
Deed Document Number	20247107
Prior Transfer Date	Dec 4, 2019
Prior Transfer Doc	0000078825
Record Updated	Oct 29, 2026

February 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 21, 2024
Property Address	560 BEACH ST, MOUNT MORRIS, MI 48458-1906
Document Number	0000007107
Map Reference	LB 5 PG 32
Instrument Date	Feb 8, 2024
Instrument	202402210007107
Transaction Type	Transfer
Record Updated	Feb 28, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,050.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	560 BEACH ST, MOUNT MORRIS, MI 48458-1906

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4304 MCCORMICK DR, LINDEN, MI 48451-8202

Mortgage

Document Number	0000006319
Date	Feb 16, 2024
Instrument	202402160006319

Lender

Name	THE STATE BANK
Type	Bank
Address	FENTON, MI 48430

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2054

March 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 7, 2023
Property Address	560 BEACH ST, MOUNT MORRIS, MI 48458-1906
Document Number	0000009635
Map Reference	MB 5 PG 32
Instrument Date	Feb 24, 2023
Instrument	202303070009635
Transaction Type	Transfer
Record Updated	Mar 15, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 650043, DALLAS, TX 75265-0043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	44121 BAYVIEW AVE APT 49312, 49312, CLINTON TOWNSHIP, MI 48038-1561

Mortgage

Document Number	0000009636
Date	Mar 7, 2023
Instrument	202303070009636

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2053

December 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 27, 2019
Property Address	560 BEACH ST, MOUNT MORRIS, MI 48458-1906
Document Number	0000078825
Instrument Date	Dec 4, 2019
Instrument	78825
Transaction Type	Foreclosure
Record Updated	Jan 21, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$391.37
Amount Accuracy	Confirmed
Additional	Foreclosure Auction Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,100 (+13.26%) Land $3,800 Building $54,300	$116,200 (+13.26%) Land $7,600 Building $108,600
2025	$2,515.00 (+4.97%) Homeowner's exemption	$51,300 (+20.14%)	$102,600 (+20.14%)
2024	$2,396.00 (+107.45%)
2023		$42,700	$85,400
2021	$1,155.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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