540 Beach St, Mount Morris, MI 48458 Property Records

Genesee County property record for 540 Beach St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,076 sqft · built 1919
Lot Size	0.298 acres (12,981 sqft)
Owner	Individual Name on Record
Last Sale	$88,400 (Mar 2018)
Tax Bill	$2,833 (2025)
Deeds & Mortgages	Mar 2018 Sale Oct 2017 Sale & Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-243`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-243`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,076 sqft Living Area
1st Floor Area	1,500 sqft

Exterior

Year Built	Built 1919
Effective Year Built	Effective 1919
Foundation Type	Raised
Lot Area	12,981 sqft (0.298 acres)
Lot Dimensions	100 ft deep x 130 ft wide
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	540 BEACH ST
City	MOUNT MORRIS
State	MI
Zip	48458-1906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOTS 232, 233 AND 234 EXC THE W 20 FT. PLAT OF BUENA VISTA. FROM 12-527-190 & 191 12/05
Legal Subdivision	BUENA VISTA ADDITION
Legal Lot Number	232-233
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2027
Census Tract	12310

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	540 BEACH ST, MOUNT MORRIS, MI 48458-1906
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 22, 2018	Warranty Deed, Transfer MASON BURGESS TITLE AGENCY
Oct 4, 2017	Grant Deed, Transfer · Construction Mortgage OTHER INSTITUTIONAL LENDERS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 22, 2018 · Amount on Record
Deed Sale	Mar 22, 2018 · Amount on Record
Prior Sale	Oct 4, 2017 · Amount on Record
Deed Document Number	201815078
Prior Transfer Date	Oct 19, 2016
Prior Transfer Doc	0000073138
Record Updated	Oct 29, 2026

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Mar 22, 2018
Property Address	540 BEACH ST, MOUNT MORRIS, MI 48458-1906
Document Number	0000015078
Map Reference	LB5 PG32
Instrument Date	Mar 14, 2018
Instrument	201803220015078
Transaction Type	Transfer
Record Updated	Aug 12, 2022
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$761.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11500 N SAGINAW ST, 11500, MOUNT MORRIS, MI 48458-2013

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	622 BEACH ST, MOUNT MORRIS, MI 48458-1908

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	GENESEE MI
Recording Date	Oct 4, 2017
Property Address	540 BEACH ST, MOUNT MORRIS, MI 48458-1906
Document Number	0000064005
Instrument Date	Jul 28, 2017
Instrument	64005
Transaction Type	Transfer
Record Updated	Aug 25, 2018
Title Company	BAY NATIONAL TITLE, BAY NAT'L TITLE

Transaction

Amount	Amount Recorded
Tax	$283.81
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11500 N SAGINAW ST MOUNT MORRIS MI 484582013, MOUNT MORRIS, MI 48458-2013

Mortgage

Document Number	63607
Date	Oct 4, 2017
Instrument	63607

Lender

Name	OTHER INSTITUTIONAL LENDERS
Type	Funding / Finance Company
Address	MOUNT MORRIS, MI 48458

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Oct 3, 2018

Interest

Rate Type	Fixed Rate
Rate	14%

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$102,500 (+13.64%) Land $4,200 Building $98,300	$205,000 (+13.64%) Land $8,400 Building $196,600
2025	$2,833.00 (+2.16%) Homeowner's exemption	$90,200 (+20.43%)	$180,400 (+20.43%)
2024	$2,773.00 (+10.04%)
2023		$74,900	$149,800
2021	$2,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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