545 Beach St, Mount Morris, MI 48458 Property Records

Genesee County property record for 545 Beach St, Mount Morris, MI 48458

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,056 sqft · built 1910
Lot Size	0.126 acres (5,489 sqft)
Owner	Individual Name on Record
Last Sale	$78,000 (Dec 2023)
Tax Bill	$1,950 (2025)
Deeds & Mortgages	Nov 2023 Mortgage Dec 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`57-12-527-182`

Property Details

APN / Parcel Number

Primary APN	`57-12-527-182`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,056 sqft Living Area
1st Floor Area	528 sqft
Basement Area	528 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Lot Area	5,489 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	545 BEACH ST
City	MOUNT MORRIS
State	MI
Zip	48458-1905
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 SF PUD
Legal Description	LOT 223 PLAT OF BUENA VISTA
Legal Subdivision	PLAT
Legal Lot Number	223
Jurisdiction	GENESEE MI
Township / Civil Division	MOUNT MORRIS
Census Block Group	2
Census Block	2032
Census Tract	12310

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	545 BEACH ST, MOUNT MORRIS, MI 48458-1905
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 29, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) MICHIGAN STATE HOUSING DEV AUTHORITY
Dec 11, 2023	Warranty Deed, Transfer · FHA Mortgage LEGACY MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 11, 2023 · Amount on Record
Deed Sale	Dec 11, 2023 · Amount on Record
Prior Sale	Mar 2, 1999 · Amount on Record
Deed Document Number	202362254
Record Updated	Oct 29, 2026

November 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	545 BEACH ST, MOUNT MORRIS, MI 48458-1905
Transaction Type	Mortgage
Record Updated	Dec 12, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 BURNS ST, FLINT, MI 48506-3407

Mortgage

Document Number	0000060624
Date	Nov 29, 2023
Instrument	202311290060624

Lender

Name	MICHIGAN STATE HOUSING DEV AUTHORITY
Type	Government Agency
Address	LANSING, MI 48912

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Dec 11, 2023
Property Address	545 BEACH ST, MOUNT MORRIS, MI 48458-1905
Document Number	0000062254
Map Reference	MB 5 PG 32
Instrument Date	Nov 20, 2023
Instrument	202312110062254
Transaction Type	Transfer
Record Updated	Dec 18, 2023
Title Company	MASON BURGESS TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$585.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	545 BEACH STREET 545 BEACH STREET MT, MOUNT MORRIS, MI 48458

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2501 BURNS ST, FLINT, MI 48506-3407

Mortgage

Document Number	0000060623
Date	Nov 29, 2023
Instrument	202311290060623

Lender

Name	LEGACY MORTGAGE
Type	Mortgage Company
Address	GRAND BLANC, MI 48439

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
Municipality	Mount Morris City
Unified School District	Mount Morris Consolidated School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,700 (+14.18%) Land $2,700 Building $44,000	$93,400 (+14.18%) Land $5,400 Building $88,000
2025	$1,950.00 (+2.25%) Homeowner's exemption	$40,900 (+3.81%)	$81,800 (+3.81%)
2024	$1,907.00 (+133.13%)
2023		$39,400	$78,800
2021	$818.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOUNT MORRIS serves 3,086 people · EPA ID MI0004520
Water Source	Purchased surface water from GENESEE COUNTY WATER SYSTEM
Last State Inspection	Oct 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jan 2021
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T.

Cell Coverage

5G (outdoors only) and 4G LTE

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