Delta County property record for 560 20th St, Delta, CO 81416
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,364 sqft · built 2011 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $372,500 (Aug 2023) |
| Tax Bill | $1,500 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage May 2025 Sale + 3 more |
| Flood Zone | Zone D (undetermined) |
| APN | R021391 |
| Primary APN | R021391 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,364 sqft Living Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Coal |
| Sewer | Connected |
| Account Number | R021391 |
|---|---|
| Street Address | 560 20TH ST |
| City | DELTA |
| State | CO |
| Zip | 81416-8418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 560 E 20TH ST DELTA 81416 SUBDIVISION: EMERALD HILLS #2 LOT: 15 TOTAL 0.16 AC+- LOT 15 EMERALD HILLS FILING #2. PT NW4 SEC 30 T15S R95W 6PM BK 783 PG 183 PLAT 19-65 & 66 PLAT 33-88 R-601215 R-637407 R-654711-SWD R707194 R-748245 R748244 POA R-760206 |
| Legal Subdivision | EMERALD HILLS #2 |
| Legal Lot Number | 15 |
| Jurisdiction | DELTA CO |
| Township / Civil Division | DELTA |
| Census Block Group | 3 |
| Census Block | 3032 |
| Census Tract | 965100 |
Source: Delta County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 509 KEEN ST, PRESCOTT, AZ 86305-2303 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| May 2, 2025 | Beneficiary Deed, Transfer |
| Aug 15, 2023 | Special Warranty Deed, Transfer · Reverse Mortgage GUILD MORTGAGE CO |
| Nov 13, 2018 | Warranty Deed, Transfer · Conventional Mortgage CORNERSTONE HOME LENDING INC |
| Nov 23, 2011 | Special Warranty Deed, Transfer · Conventional Mortgage REPUBLIC MORTGAGE HOME LOANS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 15, 2023 · Amount on Record |
| Deed Sale | Aug 15, 2023 · Amount on Record |
| Prior Sale | Nov 13, 2018 · Amount on Record |
| Deed Document Number | 2023748245 |
| Last Transfer Date | May 2, 2025 |
| Transfer Doc | 0000760206 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELTA CO |
| Property Address | 560 20TH ST, DELTA, CO 81416-8418 |
| Transaction Type | Mortgage |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000730450 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 730450 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | May 2, 2025 |
| Property Address | 560 20TH ST, DELTA, CO 81416-8418 |
| Document Number | 0000760206 |
| Map Reference | VOL 783 PG 83 |
| Instrument Date | May 2, 2025 |
| Instrument | 760206 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 560 20TH ST, DELTA, CO 81416-8418 |
| Name | Verified Name |
|---|---|
| Address | 509 KEEN ST, PRESCOTT, AZ 86305-2303 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Aug 15, 2023 |
| Property Address | 560 20TH ST, DELTA, CO 81416-8418 |
| Document Number | 0000748245 |
| Map Reference | DOC 599957 |
| Instrument Date | Aug 14, 2023 |
| Instrument | 748245 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 560 20TH ST, DELTA, CO 81416-8418 |
| Document Number | 0000748246 |
|---|---|
| Date | Aug 15, 2023 |
| Instrument | 748246 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 862 Months |
| Due | Jun 24, 2095 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 7.86% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Oct 1, 2023 |
| Change Frequency | Monthly |
| Index | 1-Year CMT |
| Max Rate | 17.8% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 13, 2018 |
| Property Address | 560 20TH ST, DELTA, CO 81416-8418 |
| Document Number | 0000707194 |
| Map Reference | DOCI599957 |
| Instrument Date | Nov 9, 2018 |
| Instrument | 707194 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Title Company | HERITAGE TITLE COMPANY, HERITAGE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $22.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 560 20TH ST, DELTA, CO 81416-8418 |
| Document Number | 0000707195 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 707195 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2048 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | DELTA CO |
| Recording Date | Nov 23, 2011 |
| Property Address | 560 20TH ST, DELTA, CO 81416-8418 |
| Document Number | 0000654711 |
| Instrument Date | Nov 22, 2011 |
| Instrument | 654711 |
| Transaction Type | Transfer |
| Record Updated | Mar 9, 2026 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $15.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 560 20TH ST, DELTA, CO 81416-8418 |
| Document Number | 0000654712 |
|---|---|
| Date | Nov 23, 2011 |
| Instrument | 654712 |
| Name | REPUBLIC MORTGAGE HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2041 |
Source: Delta County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | Delta County |
| Municipality | Delta City |
| Unified School District | Delta County School District 50J (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,500.00 (+15.3%) | $22,048 (+12.12%) Land $3,125 Building $18,923 | $352,760 (+20.19%) Land $50,000 Building $302,760 |
| 2024 | $1,301.00 (+4%) | $19,664 (-) Land $2,821 Building $16,843 | |
| 2023 | $1,251.00 (+17.69%) | $19,664 (+19.3%) Land $2,821 Building $16,843 | $293,496 (+23.75%) Land $42,109 Building $251,387 |
| 2022 | $1,063.00 | $16,483 Land $2,189 Building $14,294 | $237,170 Land $31,500 Building $205,670 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone D undetermined · not studied |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Colorado |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF DELTA serves 8,700 people · EPA ID CO0115205 |
|---|---|
| Water Source | Purchased surface water from PROJECT 7 WA |
| Last State Inspection | Feb 2024 |
| Also Mapped Here | TRI COUNTY WCD |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 102 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Elevate Internet Fiber | 6,000 / 6,000 |
| Clearnetworx Fiber | 1,000 / 1,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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